IFSC and MICR Code for Central Bank Of India , Ernakulam, Kerala

Get IFSC and MICR code of Central Bank Of India, Ernakulam, Kerala along with the address and contact numbers

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IFSC Details

IFSC CODE

CBIN0284515

(used for RtGS and NEFT transactions)

MICR CODE

Bank CENTRAL BANK OF INDIA
Address DOOR NO: XVII/324A, ABHAYAM BUILDING, S.N. FUNCTION, MAIN ROAD, THRIPUNITHURA 682301, ERNAKULAM, ERALA
District ERNAKULAM
State KERALA
Branch THRIPUNITHURA
Phone number 22612008

IFSC Code:CBIN0284515 and MICR code: for Central Bank Of India located at DOOR NO: XVII/324A, ABHAYAM BUILDING, S.N. FUNCTION, MAIN ROAD, THRIPUNITHURA 682301, ERNAKULAM, ERALA , Contact number 22612008 .Timings: Monday to Friday: 10 AM to 4 PM, Saturday - 10 AM to 4 PM(Except 2nd and 4th Saturday).

How to Search for Central Bank Of India & MICR Codes?

  • You can find the IFSC and MICR codes for any Central Bank Of India branch printed on the cheque books issued by the bank. Each cheque book has the IFSC code of the branch from where it has been issued.
  • You can find the IFSC or MICR CODE for any branch of Central Bank Of India via IndiaLends which provides information in a very easy format. All you have to do provide the information such as the bank name, the state and district and the particular branch that you’re looking for. Once you’ve provided that information, the page will immediately display the IFSC and MICR code for the bank that you’ve chosen, along with other relevant information like the address and contact details of the bank.

How do transfer funds using Central Bank Of India Limited RTGS & NEFT

Central Bank Of India customers can transfer fund using National Electronic Funds Transfer (NEFT), Real Time Gross Settlement System (RTGS) as well as IMPS platforms. You can use either of these facilities to send money across different banks, different accounts, different states and different cities.

Real Time Gross Settlement System (RTGS):

RTGS funds transfer can be used to send amounts of Rs. 1 lakh and above. You can go RTGS transfer through net banking or by walking into any of the branches. You must fill up a Fund Transfer Instruction form which is available at the Central Bank Of India. You need to provide the following information.

  • Name of the recipient
  • Account number and type of account of the recipient
  • Bank Name, branch, IFSC code of the recipient
  • Transfer amount
  • Remark to the receiver

RTGS is available for customers to use on weekdays and Saturdays. It will not be available on Sundays and National holidays.

Fees & Charges for RTGS Transaction by Central Bank Of India :

Amount Charge(per transaction, excluding taxes)
INR 2 lakh(Minimum Amount)
Sum between INR 2 lakh to INR 5 lakh INR 25
+ Applied Taxes
Sum betwwen INR 5 lakh to INR 10 lakh INR 50
+ Applied Taxes

National Electronic Funds Transfer (NEFT)

NEFT can be used to transfer smaller amounts of money that do not exceed Rs. 99,999. To use this platform, customers can follow the same procedure as stated for RTGS. Fill up the Fund Transfer Instruction form available at the bank. You will need to furnish the information given below.

  • Name of the recipient
  • Account number and type of account of the recipient
  • Bank name, branch, IFSC code of the recipient
  • Transfer amount
  • Remark to the receiver

Fees & Charges for NEFT Transaction by Central Bank Of India :

Transaction Charges NEFT
Cash up to INR 10,000 INR 2,50 + Applied Taxes
Sum between INR 10,000 and INR 1 lakh INR 5 + Applied Taxes
Sum between INR 1 lakh and INR 2 lakh INR 15 + Applied Taxes
Sum between INR 2 lakh and INR 5 lakh INR 25 + Applied Taxes
Sum between INR 5 lakh and INR 10 lakh INR 25 + Applied Taxes

NEFT Transaction timings specified by Central Bank Of India:

Transaction Timings NEFT
All days except Sundays, 2nd and 4th Saturdays 8:00 AM to 6:30 PM

About Central Bank Of India

The Central Bank of India is one of the oldest and largest commercial banks in India. Being a government-owned bank, the bank is headquartered in the financial capital of India, Mumbai. In 2009, it is one of the 20 banks in India to get recapitalisation finance from the government of India. Currently, the Central Bank of India has 4715 branches, 4 extension counters across 27 states and three union territories and 5319 ATM’s. Moreover, the bank has overseas office in Nairobi, Kenya and has a joint venture with Bank of Baroda, Bank of India and the Zambian government.

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