Punjab And Maharshtra Cooperative Bank , Goa IFSC Code

District or City wise: Punjab And Maharshtra Cooperative Bank IFSC code, MICR code in Goa

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Branch Name IFSC MICR Address City & State
CARANZALEM PMCB0000292 403328002 HERITAGE SYMPHONY CARANZALEM - GOA
DABOLIM PMCB0000297 403328007 SHOP NO 22 23 24 25 BUILDING NO 4 PRABHUS SKY PANAROMICS ALTO DABOLIM MORMUGAO GOA 403801 DABOLIM - GOA
MAPUSA - PEDEM PMCB0000295 403328005 SHOP NO S-4A MAPUSA - PEDEM - GOA
MARGAO PMCB0000296 403328006 SHOPS ON LOWER GROUND & UPPER GROUND MARGAO - GOA
PONDA PMCB0000293 403328003 SHOP NO 1 PONDA - GOA
PORVORIM PMCB0000294 403328004 SOCOILEM GALUEM PORVORIM - GOA

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How to Search for Punjab And Maharshtra Cooperative Bank & MICR Codes?

  • You can find the IFSC and MICR codes for any Punjab And Maharshtra Cooperative Bank branch printed on the cheque books issued by the bank. Each cheque book has the IFSC code of the branch from where it has been issued.
  • You can find the IFSC or MICR CODE for any branch of Punjab And Maharshtra Cooperative Bank via IndiaLends which provides information in a very easy format. All you have to do provide the information such as the bank name, the state and district and the particular branch that you’re looking for. Once you’ve provided that information, the page will immediately display the IFSC and MICR code for the bank that you’ve chosen, along with other relevant information like the address and contact details of the bank.

How do transfer funds using Punjab And Maharshtra Cooperative Bank Limited RTGS & NEFT

Punjab And Maharshtra Cooperative Bank customers can transfer fund using National Electronic Funds Transfer (NEFT), Real Time Gross Settlement System (RTGS) as well as IMPS platforms. You can use either of these facilities to send money across different banks, different accounts, different states and different cities.

Real Time Gross Settlement System (RTGS):

RTGS funds transfer can be used to send amounts of Rs. 1 lakh and above. You can go RTGS transfer through net banking or by walking into any of the branches. You must fill up a Fund Transfer Instruction form which is available at the Punjab And Maharshtra Cooperative Bank. You need to provide the following information.

  • Name of the recipient
  • Account number and type of account of the recipient
  • Bank Name, branch, IFSC code of the recipient
  • Transfer amount
  • Remark to the receiver

RTGS is available for customers to use on weekdays and Saturdays. It will not be available on Sundays and National holidays.

Fees & Charges for RTGS Transaction by Punjab And Maharshtra Cooperative Bank :

Amount Charge(per transaction, excluding taxes)
INR 2 lakh(Minimum Amount)
Sum between INR 2 lakh to INR 5 lakh INR 25
+ Applied Taxes
Sum betwwen INR 5 lakh to INR 10 lakh INR 50
+ Applied Taxes

National Electronic Funds Transfer (NEFT)

NEFT can be used to transfer smaller amounts of money that do not exceed Rs. 99,999. To use this platform, customers can follow the same procedure as stated for RTGS. Fill up the Fund Transfer Instruction form available at the bank. You will need to furnish the information given below.

  • Name of the recipient
  • Account number and type of account of the recipient
  • Bank name, branch, IFSC code of the recipient
  • Transfer amount
  • Remark to the receiver

Fees & Charges for NEFT Transaction by Punjab And Maharshtra Cooperative Bank :

Transaction Charges NEFT
Cash up to INR 10,000 INR 2,50 + Applied Taxes
Sum between INR 10,000 and INR 1 lakh INR 5 + Applied Taxes
Sum between INR 1 lakh and INR 2 lakh INR 15 + Applied Taxes
Sum between INR 2 lakh and INR 5 lakh INR 25 + Applied Taxes
Sum between INR 5 lakh and INR 10 lakh INR 25 + Applied Taxes

NEFT Transaction timings specified by Punjab And Maharshtra Cooperative Bank:

Transaction Timings NEFT
All days except Sundays, 2nd and 4th Saturdays 8:00 AM to 6:30 PM

About Punjab And Maharshtra Cooperative Bank

Punjab & Maharashtra Co-operative Bank is a Multi-State Scheduled Urban Co-operative Bank. The area of operation of the bank is the States of Maharashtra, Delhi, Karnataka ,Goa, Gujarat ,Andhra Pradesh and Madhya Pradesh. It was bestowed the status of being a Scheduled bank by the Reserve Bank of India in the year 2000. That is when it became the youngest bank to achieve the ‘Scheduled Bank’ status.

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