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Best suited for Lounge Access
Welcome Benefits
8 complimentary airport concierge services
Know More Benefits
Best suited for Shopping
Welcome Benefits
5% Cashback on flipkart
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Best suited for Fuel Surcharge
Welcome Benefits
Up to Rs.500 cashback* on fuel spends
Know More Benefits
Best suited for Cashback
Welcome Benefits
Complimentary Annual SonyLiv Premium Subscription of Rs. 999
Know More Benefits
Best suited for Cashback
Welcome Benefits
Priority Pass Membership with upto 12 international lounge
Know More Benefits
Best suited for Lounge Access
Welcome Benefits
Activation benefit of 12,500 eDGE Reward points, redeemable against select Multi Brand vouchers
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Best suited for Cashback
Welcome Benefits
Amazon voucher worth Rs.750 as welcome benefits
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Disclaimer- To choose a card on the selected network, please visit the ‘Credit Cards’ section on www.axisbank.com
© GC Web Ventures Private Limited
If you have any questions please contact us at
support@indialends.com.
Welcome Offer
Choose your welcome benefit voucher from one-way domestic flight ticket or Luxe Gift Card or PostCard Hotels gift voucher worth Upto Rs. 12,500 on card activation.
Offer
Annual fees of Rs.12,500 + Taxes waived on spends of Rs.25 Lakhs.
Enjoy complimentary lounge access
Unlimited international lounge visits and 8 additional guest visits in a year with the Priority Pass Card.
Movie
Buy one ticket and get up to Rs.500 off on the second ticket at BookMyShow for a maximum of 5 bookings in a month.
Rewards Points
Joining Fee
Rs. 12,500 + GST
Renewal Fee
Rs 12,500 + GST
Shopping
Rs. 500 Flipkart voucher on first transaction within 30 days from card issue date.
Cashback
7.5% cashback on Myntra
Cashback
1.5% cashabck on all other categories except wallet load, EMI, Rent, Jewellery,etc.
Fuel
1% Fuel Surcharge waiver on fuel purchase at all fuel station across india.
Rewards Points
Joining Fee
Rs. 500 + GST
Renewal Fee
Rs. 500 + GST
Welcome Offer
Welcome Benefits - Earn 100% cashback within 30 days.
Fuel
4% value back on fuel transaction on any IOCL fuel outlet in India.
Offer
20% off on Axis Banks Partnered restraunts in India
Movie
10% discount on BookMyShow
Fuel
1% fuel surcharge waiver is applicable on all fuel spends between Rs 400 - Rs 4000. Maximum waiver: Rs. 50 per statement month.
Rewards Points
Joining Fee
Rs. 500 + GST
Renewal Fee
Rs. 500 + GST
Offer
Flat Rs.120 off on Swiggy on minimum spends of Rs. 500, applicable twice a month (Max discount upto Rs.240 per month).
Movie
Buy one get one free* on movie ticket booking via District by Zomato. Maximum Discount Rs. 200 per calendar month.
Shopping
Upto Rs.1000 off on AJIO on minimum spends of Rs. 2999 on select styles.
Enjoy complimentary lounge access
Upto 4 complimentary access (1 per calendar quarter) to select domestic lounges on minimum spends of INR 50,000 in previous 3 months*.
Offer
Dining delights offering upto 15% upto Rs.500 off at partner restaurants in India.
Rewards Points
Joining Fee
Rs. 500
Renewal Fee
Rs. 500
Offer
Annual fee waiver on Rs. 8 Lakhs annual spend.
Enjoy complimentary lounge access
Up to 8 complimentary (2 per quarter) domestic lounge access for primary Card holder will be based on minimum spends of INR 50,000 in the previous 3 month. In the case of a newly issued card, the minimum spend criteria is waived off for the month of issuance as well as for the following 3 months.
Discount
BigBasket Instant discount: Flat Rs. 500 off on Big basket on min txn of Rs. 2500
Movie
Swiggy Instant discount: Flat Rs.200 off on min cart value of Rs 1000, applicable twice per month.
Offer
Exclusive golf privileges with upto 9 complimentary golf rounds.
Offer
Get 1% fuel surcharge refund on fuel purchases*.
Movie
Movie offer(District): BOGO on movie ticket using Distirct app, up to Rs. 250 off twice a month , Use code AXISSELECT
Rewards Points
Joining Fee
Rs.3000 + GST
Renewal Fee
Rs. 3000 + GST
Offer
Annual Fee waiver on spends of Rs. 2.5 lacs in anniversary year.
Enjoy complimentary lounge access
2 Complimentary access per calendar quarter to select domestic lounges.
Fuel
1% Fuel surcharge waiver on spends at all fuel stations across India.
Welcome Offer
For Priority account holders - Activation benefit is 6250 points redeemable for Rs. 2500 and First year fee waiver.
offer
Merchant Offer:
- BOGO on movie tickets using District app– Rs. 250/-off, once a month
- Use code AXISPRIVILEGE
Rewards Points
Joining Fee
Rs.1500
Renewal Fee
Rs.1500
Welcome Offer
Decathlon Voucher worth 750 as welcome benefits
Offer
20% off on Axis Banks Partnered restraunts in India
Movie
10% discount on BookMyShow
Offer
complimentary Annual Subscription of Sony Liv worth 999/-
Rewards Points
Joining Fee
Rs.749 + GST
Renewal Fee
Rs.749 + GST
Axis Bank Magnus Visa Credit Card
Joining Fee
Rs. 12,500 + GST
Renewal Fee
Rs 12,500 + GST
8 complimentary airport concierge services
Flipkart Axis Bank Mastercard Credit Card
Joining Fee
Rs. 500 + GST
Renewal Fee
Rs. 500 + GST
5% Cashback on flipkart
IndianOil Axis Bank RuPay Credit Card
Joining Fee
Rs. 500 + GST
Renewal Fee
Rs. 500 + GST
Up to Rs.500 cashback* on fuel spends
Axis Bank MY Zone Visa Credit Card
Joining Fee
Rs. 500
Renewal Fee
Rs. 500
Complimentary Annual SonyLiv Premium Subscription of Rs. 999
Axis Bank Select Visa Credit Card
Joining Fee
Rs.3000 + GST
Renewal Fee
Rs. 3000 + GST
Priority Pass Membership with upto 12 international lounge
Axis Privilege Visa Credit Card
Joining Fee
Rs.1500
Renewal Fee
Rs.1500
Activation benefit of 12,500 eDGE Reward points, redeemable against select Multi Brand vouchers
Axis Bank Aura Credit Card
Joining Fee
Rs.749 + GST
Renewal Fee
Rs.749 + GST
Amazon voucher worth Rs.750 as welcome benefits
You hereby appoint GC Web Ventures Pvt. Ltd. (hereinafter, "IndiaLends") as your authorized representative to receive your credit information from CRIF Higmark.
You hereby irrevocably and unconditionally consent to such credit information being provided by CRIF Higmark to you and IndiaLends, and you hereby agree,
acknowledge, and accept the terms and conditions set forth herein.
You hereby also acknowledge that for IndiaLends to service you as a customer to
access your credit worthiness, the credit information shall be shared by CRIF Higmark with you and IndiaLends on a quarterly basis in a period of 12
months continuously (4 reports in a year) to ensure that you are able to view your complete credit history. Please read the terms and conditions
of this document carefully before accepting. By clicking on the “I Accept” button below, you are expressly agreeing to access the CRIF Higmark credit
information report and credit score (as defined in the important information section below and together referred as “credit information”) and share
a copy of the credit information with IndiaLends in the “as is” format. Please click on the link below to read and understand the important information
section below. ** This document is an electronic record in terms of the Information Technology Act, 2000, and rules made there under, and the amended provisions pertaining to electronic records.
This End User Agreement (the “Agreement”) is made between you (the “User” or “You”) and GC Web Ventures Pvt. Ltd., a private limited company having its registered office at Plot no. 31, 2nd Floor, Sector 18, Udyog Vihar, Sector 18, Gurugram, Haryana - 122015. (“CLIENT”, “Us” or “We”, which term shall include its successors and permitted assigns). The User and CLIENT shall be collectively referred to as the “Parties” and individually as a “Party”.
You hereby consent to CLIENT being appointed as your authorised representative to receive your Credit Information on an ongoing basis until the (i) for the purpose of determining credit worthiness of consumer through using Provider’s Credit Information Report and sharing relevant credit products with the consumer; and (ii) in relation to credit monitoring that enables the Individual Consumers to monitor various active loan products, new enquiries, movement of credit score, delayed payments flags etc., (“End Use Purpose”) is satisfied or expiry of 6 months from date the consent is collected; whichever is earlier.
BY EXECUTING THIS AGREEMENT / CONSENT FORM, YOU ARE EXPRESSLY AGREEING TO ACCESS THE EXPERIAN CREDIT INFORMATION REPORT AND CREDIT SCORE, AGGREGATE SCORES, INFERENCES, REFERENCES AND DETAILS (AS DEFINED BELOW)(TOGETHER REFERRED AS “CREDIT INFORMATION”). YOU HEREBY ALSO IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY EXPERIAN TO YOU AND CLIENT BY USING EXPERIAN TOOLS, ALGORITHMS AND DEVICES AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN.
Terms and Conditions:
Information Collection, Use, Confidentiality, No-Disclosure and Data Purging
CLIENT shall access your Credit Information as your authorized representative and CLIENT shall use the Credit Information for limited End Use Purpose consisting of and in relation to the services proposed to be availed by you from CLIENT. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein and in furtherance to applicable law including the CICRA.
The Parties agree to protect and keep confidential the Credit Information both online and offline.
The Credit Information shared by you, or received on by us on your behalf shall be destroyed, purged, erased immediately upon the completion of the transaction/ End Use Purpose for which the Credit Information report was procured, this period not being longer than 6 months.
Governing Law and Jurisdiction
The relationship between you and CLIENT shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of Mumbai.
Definitions:
Capitalised terms used herein but not defined above shall have the following meanings:
“Business Day” means a day (other than a public holiday) on which banks are open for general business in Mumbai.
“Credit Information Report” means the credit information / scores/ aggregates / variables / inferences or reports which shall be generated by Experian;
“Credit Score” means the score which shall be mentioned on the Credit Information Report which shall be computed by Experian.
“CICRA” shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
PLEASE READ THE ABOVEMENTIONED TERMS AND CONDITIONS AND CLICK ON “ACCEPT” FOLLOWED BY THE LINK BELOW TO COMPLETE THE AUTHORISATION PROCESS/ FOR SHARING OF YOUR CREDIT INFORMATION BY EXPERIAN WITH CLIENT IN ITS CAPACITY AS YOUR AUTHORISED REPRESENTATIVE.
BY CLICKING “ACCEPT” YOU AGREE AND ACCEPT THE DISCLAIMERS AND TERMS AND CONDITIONS SET OUT HEREIN.
To,
TransUnion CIBIL Limited
[Formerly known as Credit Information Bureau (India) Limited]
19th Floor, One World Centre Tower-2A-2B,
841 Senapati Bapat Marg,
Lower Parel,
Mumbai – 400 013
Sub: Grant of Consent
In connection with submission of the application for my credit information offered by CIBIL
(“Consumer Credit Information”) and other related credit products (Credit Products) offered by CIBIL
through GC Web Ventures Private Limited (referred to as the “Company”) and delivery of the
Consumer Credit Information and Credit Products to the Company, I hereby acknowledge and agree to the following:
A. The Company is my lawfully appointed agent and he / it has agreed to be my agent for
the purposes, including, without limitation, to receive the Consumer Credit Information and Credit Products
from TUCL on my behalf and use it and the Company has granted its consent for
being appointed for the aforesaid purpose.
B. I grant my unconditional consent to the Company to receive the Consumer Credit
Information and Credit Products from TUCL on my behalf and the Company has granted its consent for being appointed for the
aforesaid purpose. I hereby represent and acknowledge that the Terms of Understanding in relation to the use of the
Consumer Credit Information and Credit Products has been agreed between me and the Company.
C. I hereby expressly grant unconditional consent to, and direct, TUCL to deliver my Consumer Credit Information
and Credit Products to the Company on my behalf.
D. I agree that my consent shall be stored by the Company on a permanent basis and shall be verifiable from time to time.
I understand that the Company cannot access the Consumer Credit Information for more than 6 months on a single Consumer
Consent and the same shall be required to be refreshed every six (6) months.
Company can store the Consumer Credit Information only for (i) a limited time period of six months or
(ii) till such time the credit information is required to be retained to satisfy the purpose for which it was provided or
(iii) until I withdraw my consent to store such Consumer Credit Information, whichever is earlier and thereafter,
the stored Consumer Credit Information shall be deleted, purged, expunged by the Company.
E. I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from,
arising out of, or in any way related to: (a) delivery of my Consumer Credit Information and Credit Products to the Company ;
(b) any use, modification or disclosure by the Company of the contents, in whole or in part,
of my Consumer Credit Information or Credit Products , whether authorized or not;
(c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company.
F. I acknowledge and accept that TUCL has not made any promises or representations to me in order to induce me to provide
my Consumer Credit Information or seek any consent or authorization in this regard.
G. I agree that I may be required to record my consent / provide consent electronically and in all such cases I understand that
by clicking on the "I Accept" button below, I am providing "written consent " to [COMPANY] authorizing [COMPANY] to obtain my
Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED]. I further authorize [COMPANY] to obtain
such information solely to confirm my identity and display my Consumer Credit Information to me.
Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions,
acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for [COMPANY] to obtain my
Consumer Credit Information and Credit Products.
H. I understand that in order to deliver the product to me, I hereby authorize [COMPANY],
to obtain my Consumer Credit Information and Credit Products from TUCL.
I. By submitting this registration form, I understand that I am providing express written consent for [COMPANY] to request
and receive information about me from third parties, including but not limited to a copy of my consumer credit report and
score from consumer reporting agencies, at any time for so long as I have an active [COMPANY] account.
I further authorize [COMPANY] to retain a copy of my information for use in accordance with [COMPANY’S] Terms of Use and
Privacy Policy.
J. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES,
INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
K. I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release,
waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns,
jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits,
costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity,
whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the
submission of my Consumer Credit Information or Credit Products and / or my decision to provide TUCL with the authority to
deliver my Consumer Credit Information and Credit Products to the Company . I agree to defend, indemnify, and hold harmless the
Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in
connection with this letter.
L. I agree that the terms of this confirmation letter shall be governed by the laws of India and
shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any
dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person
without taking my prior written consent.