Great news – you’ve been pre-qualified for SBI Card.
An OTP will be sent for verification
Best suited for Shopping
Welcome Benefits
Rs. 250 Flipkart Gift Card on Fee Realization
Know More Benefits
Best suited for Fuel Surcharge
Welcome Benefits
Get Amazon.in gift card worth Rs.500* on payment of Annual Fee of Rs. 499 +taxes.
Know More Benefits
Best suited for Cashback
Welcome Benefits
Get 2,000 Activation Bonus Reward Points worth Rs. 500 on payment of joining fee
Know More Benefits
Best suited for
Welcome Benefits
Get 350 activation bonus Reward Points on single transaction of Rs. 500 or more within 45 days of card issuance.
Know More Benefits
Best suited for
Welcome Benefits
Designed for Everyday Spenders
Know More Benefits
Best suited for Shopping
Welcome Benefits
Get a Noise ColorFit Pulse 4 Pro Smart Watch worth Rs. 7,999 on payment of joining fee.
Know More Benefits
Best suited for Lounge Access
Welcome Benefits
Welcome e-Gift Voucher worth Rs. 5,000 on joining
Know More Benefits
Best suited for
Welcome Benefits
3,000 KrisFlyer Miles will be credited after the first transaction is made within 60 days of card issuance
Know More Benefits
Best suited for
Welcome Benefits
10,000 KrisFlyer Miles will be credited after the first transaction is made within 60 days of card issuance
Know More Benefits
Best suited for Shopping
Welcome Benefits
5% Cashback on online* spends without any merchant restriction
Know More Benefits
Download the IndiaLends App Now
Scan this QR code to download the app
© GC Web Ventures Private Limited
If you have any questions please contact us at
support@indialends.com.
Rewards Points
Joining Fee
Rs. 500 + Taxes
Renewal Fee
Rs. 500 + Taxes
fuel
Earn 5X Reward Points on all other online spends.
gift
e-voucher worth Rs.2,000 on annual online spends of Rs.1 Lakh to Rs. 2Lakhs
cashback
1% fuel surcharge waiver for each transaction between Rs 500 & Rs 3000 (exclusive of GST, wherever applicable, & all other charges).
Simply wave your card at a secured reader and your transaction is done
Spend Rs 1,00,000 and get annual fee of Rs 499 reversed for your SimplyCLICK SBI card in the subsequent year.
Rewards Points
Joining Fee
Rs. 499 + Taxes
Renewal Fee
Rs. 499 + Taxes
Welcome Offer
Annual fees reversal on spendings of Rs.50,000 and above in an anniversary year.
Get 13X Reward Point for every Rs. 100 spent on Fuel Purchases at BPCL petrol pumps.
Reward Points will be credited after 20 days of the payment of joining fee and the same can be redeemed instantly against fuel purchase at BPCL outlets or at Shop n Smile rewards catalogue.
5X Reward Points on every Rs. 100 spent at Groceries, Departmental Stores, Movies & Dining
Get 1X Rward Point for every Rs. 100 spent on non-fuel retail purchases.
Maximum surcharge waiver of Rs. 100 in a billing cycle, which is equivalent to an Annual Savings of Rs.1200.
3.25% + 1% Fuel surcharge waiver on every BPCL transaction upto Rs. 4000 (exclusive of GST and other charges).
Joining Fee
Rs. 499 + Taxes
Renewal Fee
Rs. 499 + Taxes
bonus
Get 1 Reward point for every Rs. 125 spent on non-fuel retail purchases, including railway ticket purchases at www.irctc.co.in and IRCTC Mobile App.
offer
Enjoy freedom from paying the 1% fuel surcharge across all petrol pumps in India, on transactions of Rs. 500 - Rs. 3,000.
offer
Enjoy 4 complimentary railway lounge access in a year to participating lounges in India.
Rewards Points
Joining Fee
Rs. 500 + GST
Renewal Fee
Rs. 500 + GST
fuel
1% Fuel surcharge waiver across all petrol pumps
cashback
Annual fees reversal on spends of Rs. 1,00,000 and above
Rewards Points
Joining Fee
Rs.499
Renewal Fee
Rs.499
1% fuel surcharge waiver for each transaction between Rs 500 & Rs 4,000 capped at Rs.250 per billing statement .
Enjoy 1 year complimentary FITPASS PRO Membership and Netmeds, to be received every year, on card renewal
Enjoy 10 Reward Points per Rs. 100 spent on Chemist, Pharmacy, Dining and Movies spends and 2 Reward Points per Rs.100 spent on all your other spends.
Get Rs.1500 E-Voucher on achieving annual retails spends of Rs. 4 Lakhs
Avail Air Accident Cover of Rs. 50 Lakhs and Fraud Liability Insurance Cover of Rs. 1 lakh
Complimentary 8 Domestic Lounge visits and Complimentary Priority Pass Membership worth US $99 for first two years of cardholder membership.
Rewards Points
Joining Fee
Rs. 1499 + Taxes
Renewal Fee
Rs. 1499 + Taxes
Welcome Offer
Enjoy 1% fuel surcharge waiver* across all petrol pumps in India on transaction of Rs.500 to Rs.4,000
movie-ticket
Complimentary membership to Club Vistara and Trident Privilege program
With complimentary Club Vistara Silver membership, get 1 complimentary Upgrade Voucher and 9 Club Vistara Points for every Rs. 100 spent on Vistara flights
Get 6 Complientary International Airport Lounge Visits per calender and 8 complimentary Domestic Airport Lounge visits every quarter in India
Rewards Points
Joining Fee
Rs.4,999
Renewal Fee
Rs.4,999
Travel
- Coverage of up to Rs 1 Crore in case of Air accidental death.
- Fraud Loss protection of up to Rs 1 Lacs.
- Baggage loss/ delay insurance up to Rs 1 Lacs.
Fuel
- 1% fuel surcharge across all petrol pumps in India, on transactions up to Rs. 4,000, exclusive of GST and other charges
- Maximum fuel surcharge waiver of Rs. 250 per statement cycle per credit card account.
Lounge
- Get 4 complimentary visits to Domestic Lounges, every year (max 1 visits per quarter)
- Get 4 complimentary visits to International Lounges, every year (max 1 visits per quarter)
Rewards Points
Joining Fee
Rs. 2999 + Taxes
Renewal Fee
Rs. 2999 + Taxes
Travel
- Coverage of up to Rs 3.5 Crore in case of Air accidental death.
- Coverage of up to Rs 1 lacs in case of Baggage Loss/ Delay.
- Fraud Loss protection of up to Rs 10 Lacs.
Fuel
- 1% fuel surcharge across all petrol pumps in India, on transactions up to Rs. 4,000, exclusive of GST and other charges
- Maximum fuel surcharge waiver of Rs. 250 per statement cycle per credit card account.
Lounge
- Get 8 complimentary visits to Domestic Lounges, every year (max 2 visits per quarter)
- Get 8 complimentary visits to International Lounges, every year (max 2 visits per quarter)
Rewards Points
Joining Fee
Rs. 9999+ taxes
Renewal Fee
Rs. 9999+ taxes
Cashback
1% Cashback on offline* spends
Fuel
1% Fuel Surcharge Waiver
Milestone Benefits
Reversal of Renewal Fee on annual spends of Rs.2 Lakhs
Joining Fee
Rs. 999 + Taxes
Renewal Fee
Rs. 999 + Taxes
Flipkart SBI Credit Card
Joining Fee
Rs. 500 + Taxes
Renewal Fee
Rs. 500 + Taxes
Rs. 250 Flipkart Gift Card on Fee Realization
SimplyCLICK SBI Card
Joining Fee
Rs. 499 + Taxes
Renewal Fee
Rs. 499 + Taxes
Get Amazon.in gift card worth Rs.500* on payment of Annual Fee of Rs. 499 +taxes.
BPCL SBI CARD
Joining Fee
Rs. 499 + Taxes
Renewal Fee
Rs. 499 + Taxes
Get 2,000 Activation Bonus Reward Points worth Rs. 500 on payment of joining fee
SBI IRCTC Rupay Credit Card
Joining Fee
Rs. 500 + GST
Renewal Fee
Rs. 500 + GST
Get 350 activation bonus Reward Points on single transaction of Rs. 500 or more within 45 days of card issuance.
SimplySAVE SBI Card
Joining Fee
Rs.499
Renewal Fee
Rs.499
Designed for Everyday Spenders
Pulse SBI CARD
Joining Fee
Rs. 1499 + Taxes
Renewal Fee
Rs. 1499 + Taxes
Get a Noise ColorFit Pulse 4 Pro Smart Watch worth Rs. 7,999 on payment of joining fee.
SBI Card ELITE
Joining Fee
Rs.4,999
Renewal Fee
Rs.4,999
Welcome e-Gift Voucher worth Rs. 5,000 on joining
KrisFlyer SBI Card
Joining Fee
Rs. 2999 + Taxes
Renewal Fee
Rs. 2999 + Taxes
3,000 KrisFlyer Miles will be credited after the first transaction is made within 60 days of card issuance
Krisflyer SBI Card Apex
Joining Fee
Rs. 9999+ taxes
Renewal Fee
Rs. 9999+ taxes
10,000 KrisFlyer Miles will be credited after the first transaction is made within 60 days of card issuance
CASHBACK SBI Card
Joining Fee
Rs. 999 + Taxes
Renewal Fee
Rs. 999 + Taxes
5% Cashback on online* spends without any merchant restriction
You hereby appoint GC Web Ventures Pvt. Ltd. (hereinafter, "IndiaLends") as your authorized representative to receive your credit information from CRIF Higmark.
You hereby irrevocably and unconditionally consent to such credit information being provided by CRIF Higmark to you and IndiaLends, and you hereby agree,
acknowledge, and accept the terms and conditions set forth herein.
You hereby also acknowledge that for IndiaLends to service you as a customer to
access your credit worthiness, the credit information shall be shared by CRIF Higmark with you and IndiaLends on a quarterly basis in a period of 12
months continuously (4 reports in a year) to ensure that you are able to view your complete credit history. Please read the terms and conditions
of this document carefully before accepting. By clicking on the “I Accept” button below, you are expressly agreeing to access the CRIF Higmark credit
information report and credit score (as defined in the important information section below and together referred as “credit information”) and share
a copy of the credit information with IndiaLends in the “as is” format. Please click on the link below to read and understand the important information
section below. ** This document is an electronic record in terms of the Information Technology Act, 2000, and rules made there under, and the amended provisions pertaining to electronic records.
This End User Agreement (the “Agreement”) is made between you (the “User” or “You”) and GC Web Ventures Pvt. Ltd., a private limited company having its registered office at Plot no. 31, 2nd Floor, Sector 18, Udyog Vihar, Sector 18, Gurugram, Haryana - 122015. (“CLIENT”, “Us” or “We”, which term shall include its successors and permitted assigns). The User and CLIENT shall be collectively referred to as the “Parties” and individually as a “Party”.
You hereby consent to CLIENT being appointed as your authorised representative to receive your Credit Information on an ongoing basis until the (i) for the purpose of determining credit worthiness of consumer through using Provider’s Credit Information Report and sharing relevant credit products with the consumer; and (ii) in relation to credit monitoring that enables the Individual Consumers to monitor various active loan products, new enquiries, movement of credit score, delayed payments flags etc., (“End Use Purpose”) is satisfied or expiry of 6 months from date the consent is collected; whichever is earlier.
BY EXECUTING THIS AGREEMENT / CONSENT FORM, YOU ARE EXPRESSLY AGREEING TO ACCESS THE EXPERIAN CREDIT INFORMATION REPORT AND CREDIT SCORE, AGGREGATE SCORES, INFERENCES, REFERENCES AND DETAILS (AS DEFINED BELOW)(TOGETHER REFERRED AS “CREDIT INFORMATION”). YOU HEREBY ALSO IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY EXPERIAN TO YOU AND CLIENT BY USING EXPERIAN TOOLS, ALGORITHMS AND DEVICES AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN.
Terms and Conditions:
Information Collection, Use, Confidentiality, No-Disclosure and Data Purging
CLIENT shall access your Credit Information as your authorized representative and CLIENT shall use the Credit Information for limited End Use Purpose consisting of and in relation to the services proposed to be availed by you from CLIENT. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein and in furtherance to applicable law including the CICRA.
The Parties agree to protect and keep confidential the Credit Information both online and offline.
The Credit Information shared by you, or received on by us on your behalf shall be destroyed, purged, erased immediately upon the completion of the transaction/ End Use Purpose for which the Credit Information report was procured, this period not being longer than 6 months.
Governing Law and Jurisdiction
The relationship between you and CLIENT shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of Mumbai.
Definitions:
Capitalised terms used herein but not defined above shall have the following meanings:
“Business Day” means a day (other than a public holiday) on which banks are open for general business in Mumbai.
“Credit Information Report” means the credit information / scores/ aggregates / variables / inferences or reports which shall be generated by Experian;
“Credit Score” means the score which shall be mentioned on the Credit Information Report which shall be computed by Experian.
“CICRA” shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
PLEASE READ THE ABOVEMENTIONED TERMS AND CONDITIONS AND CLICK ON “ACCEPT” FOLLOWED BY THE LINK BELOW TO COMPLETE THE AUTHORISATION PROCESS/ FOR SHARING OF YOUR CREDIT INFORMATION BY EXPERIAN WITH CLIENT IN ITS CAPACITY AS YOUR AUTHORISED REPRESENTATIVE.
BY CLICKING “ACCEPT” YOU AGREE AND ACCEPT THE DISCLAIMERS AND TERMS AND CONDITIONS SET OUT HEREIN.
To,
TransUnion CIBIL Limited
19th Floor, One World Centre Tower-2A-2B,
841 Senapati Bapat Marg,
Lower Parel,
Mumbai – 400 013
Sub: Grant of Consent
Dear Sirs,
In connection with submission of the application for my credit information ("Credit Information Report") offered by TransUnion CIBIL Limited (TUCL) through GC Web Ventures Private Limited and delivery of the Credit Information Report to the Company, I hereby acknowledge and agree to the following:
A. The Company is my lawfully appointed agent and it has agreed to be my agent to receive the Credit Information Report from TUCL on my behalf and use Credit Information Report for the purpose of sharing it with me, for ongoing credit monitoring, credit awareness and to show offers provided by company's lending partners ("Purpose") and the Company has granted its consent for being appointed for the aforesaid Purpose.
B. I grant my unconditional consent to the Company to receive the Credit Information Report from TUCL on my behalf and the Company has granted its consent for being appointed for the aforesaid Purpose.
C. I hereby expressly grant unconditional consent to, and direct, TUCL to deliver my Credit Information Report to the Company on my behalf. I further expressly consent to TUCL storing and using my logs relating to the access of my credit information and sharing such information with third parties for the purpose of assessing my credit awareness / monitoring behaviour or other purpose permitted under applicable law.
D. I agree that my consent shall be stored by the Company either as an electronic or physical record and which is permanent in nature and shall be verifiable from time to time. I understand that the Company can receive the Credit Information Report only on the basis of my consent. I understand that based on my present consent the Company can refresh and access my Credit Information Report multiple times for a period of 6 months from the date of this present Consent given to the Company. Company can store the Credit Information Report only for (i) a limited time period of six months or (ii) till such time the credit information is required to be retained to satisfy the abovesaid Purpose for which it was provided or (iii) until I withdraw my consent to store such Credit Information Report, whichever is earlier and thereafter, the stored Credit Information Report shall be deleted, purged, expunged by the Company.
E. I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Credit Information Report to the Company; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Credit Information Report, whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Credit Information Report to the Company.
F. I acknowledge and accept that TUCL has not made any promises or representations to me in order to induce me to provide my Credit Information Report or seek any consent or authorization in this regard.
G. I agree that I may be required to record my consent / provide consent electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written consent" to [COMPANY] authorizing [COMPANY] to obtain my Credit Information Report from my personal credit profile from TransUnion CIBIL LIMITED. I further authorize [COMPANY] to obtain such information solely to confirm my identity and display my Credit Information Report to me. Further in all such cases, "By checking this box and/or clicking on the 'Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for [COMPANY] to obtain my Credit Information Report.
H. I understand that in order to deliver the product to me, I hereby authorize [COMPANY] to obtain my Credit Information Report from TUCL.
I. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN "AS-IS", "AS AVAILABLE" BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
J. I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL, its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter "Releasee"), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) ("Losses"), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Credit Information Report and/or my decision to provide TUCL with the authority to deliver my Credit Information Report to the Company. I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL by third parties arising from and in connection with this letter.
K. I agree that the terms of this consent/confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.