No collateral, No favoritism.
Only the joy of getting a quick business loan from anywhere, thanks to technology. After all, businesses of the 21st century deserve a partner from this century.
Business Loan without collateral
Avail Business Loans sitting at home
Fair and Transparent
An established business that has been in operations for more than 6 months
A minimum turnover of ₹ 90,000 or more in the 3 months preceding your loan application
The business should not fall under blacklisted / excluded list for SBA finance
The physical location of your enterprises should not be in the negative location list
*Trusts, NGOs and charitable institutions are not eligible for small business loans.
Documents Required for a Business Loan
|Proprietorship||Coming SoonPartnership||Coming SoonPvt. Ltd. / LLP / One
|Company PAN Card
Superfast Processing | No Collateral | Fair Interest Rates
We accept any of the following as a Business registration proof
1. Business Registration Certificate 2. GST filing 3. Gumastadhara 4. Trade License 5. Drug License 6. TIN 7. VAT registration
1. Business Registration Certificate
2. GST filinge
4. Trade License
5. Drug License
7. VAT registration
We know that as a business owner, time is money—and so is cash flow. That’s why we make it our mission to help you get the money you need when you need it. We are here to help you grow your business, regardless of whether or not you have collateral in place.
Instant Loan Approval
Get your loan request approved and disbursed in less than 72 hours.
No documentation, no lengthy forms to fill out, just a paperless process.
Zero Collateral Required
Unsecured loans, no need to submit collateral and property for security.
Our customers love what we do
Hear it directly from our happy business customers
We are very thankful to IndiaLends for helping us in desperate times. Easy access to funds, quick disbursal, and no hassles in getting the loan for our business made it the right choice for us.
As a small firm, we were badly hit by the pandemic and there was a time when we thought of shutting down our business, but thanks to IndiaLends’ business loan, that helped us during the most challenging times. The team is helpful, the process is very quick and hassle-free, and the interest rates are fair.
The team at IndiaLends is brilliant at handling the entire loan lending process in such an efficient manner. Thank you IndiaLends for helping us scale our project.
Frequently asked questions
A business loan refers to the borrowed capital that helps businesses or companies meet their financial needs. Simply put, it is borrowing money for business needs and then repaying it at a fixed interest rate. It helps organizations, especially small and mid-sized businesses, to fund their business investments and projects and remove all the financial barriers that might hinder the completion of a particular project.
The following are the benefits of taking loans from IndiaLends:
1. Three-steps process, thus allowing you to get loan very quickly.
2. The process only takes 3 days, while banks may take 8-10 working days to complete the process.
3. Reasonable & lower interest rates.
4. Unsecured loans I.e., no need to submit any collateral or property for security.
5. No hidden charges or additional costs. Also, no additional penalties for a loan foreclosure.
The best thing about borrowing loans from IndiaLends is that it is a 3-step process and is completely an online procedure.
1. The first step is to submit your application for the loan. In this step, you must submit all your personal, business, and financial information to receive a business loan offer.
2. The second step involves updating the documents for verification.
3. In the third step you must relax as your loan is getting approved and you can expect the disbursal within 3 working days.
If you are an established organization that has been in the business for over 6 months with a turnover of more than INR 90K, you are fully eligible to get loans from IndiaLends.
You can check your loan application status by logging into your IndiaLends account or you can also contact our customer support team at firstname.lastname@example.org.
INR 2 Crores is the maximum amount of loan one can borrow from IndiaLends.