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Your report card is based on your credit activity and credit history. It includes the names of the Banks/NBFCs from where you have taken loans and credit cards in the past along with their details like loan amount, credit card limit etc. Banks use this information to assess your creditworthiness and use it to decide your loan and credit card eligibility. It also contains information regarding your missed payments and accounts which you have settled with banks or defaulted.
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We do not share your personal information with any third parties for their own marketing purposes.
IndiaLends services are completely free and we will never charge you for any of our services