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Starting From Rs. 1,00,000 up to Rs. 20 lakhs
|Interest Rate||12% to 16%|
|Processing Fee||1.5% to 2% of the disbursed loan amount|
|Loan Tenure||12 to 60 months|
|Age||25 years to 58 years|
|Prepayment Charges||2% of the principal outstanding|
Bajaj Finserv Personal Loan FEATURES AND BENEFITS
Instant Loan Processing
Bajaj Finserv provides easy and fast personal loans for your financial needs. You can get end-to-end support in every step of the loan application. From filling up the online form to the disbursal, all steps are completed quickly i.e. within 2 to 3 business days. After you submit your application, you will get an instant approval and will get money in your account within 2 days. What you need to do is to fill up a simple online form and upload your documents. Before doing so, it is advisable to check your personal loan eligibility.
Quick Disbursal of Funds
Once you submit your online personal loan form, you get an instant decision based on your profile. If you fulfill the eligibility criteria, your application would get approved instantly. Your loan amount will be deposited in your bank account within 72 hours of approval.
If you require a big loan amount, Bajaj Finserv is the ideal choice for you. It provides a personal loan up to Rs. 20 Lakh. You can repay the loan in easy installments over a time period of 2 to 5 years.
Flexi Loans were the first to be introduced by the company to provide borrowers with the flexibility to pay loans as per their convenience. Flexi loan let you save interest on your loan through pre-payment. Moreover, it also gives you the option to take back the prepaid amount any time during the loan period. It is a simple self-service process that is convenient for the customer.
Exclusive Offers for Existing Customers
An existing customer of Bajaj Finserv can avail pre-approved personal loan offers from the company. Such offers are generally equipped with attractive loan rates and low processing charges.
The lending process and cost structure of Bajaj Finserv personal loans are transparent. You can view all the information regarding your personal loan online. Moreover, you can keep a track of your repayments, payment schedule, and other things through the customer portal.
|Processing Fee||Bajaj Finserv charges a processing fee of 1.5% to 2% of the loan amount.|
|Foreclosure Charges||In case you want to repay your entire loan amount before the loan period ends. Bajaj Finserv allows prepayment by charging 2% of the outstanding amount.|
To avail a personal loan, an applicant has to fulfill certain conditions set by the service provider. All banks and NBFCs follow a standard guideline issued by RBI. Bajaj Finserv will provide you a loan if you fulfill following conditions.
If you have an Indian Citizenship
Your age is between 25 to 58
At least 3 years of experience
Further, there is a salary eligibility criteria depending on your location.
|Cities||Minimum Salary Requirement Per month|
|Aurangabad, Baroda, Bhubaneswar , Indore, Madurai, Mysore, Nasik, Trivandrum, Vijayawada, Vizag||Rs. 30,000|
|Chandigarh, Cochin, Jaipur, Nagpur||Rs. 35,000|
|Ahmedabad, Bangalore, Chennai, Coimbatore, Delhi, Faridabad, Ghaziabad, Gurgaon, Hyderabad, Kolkata, Mumbai, Noida, Pune, Surat, Thane||Rs. 35,000|
PAN card/Passport /driving license /Voters ID card
Ration card / Passport / Recent mobile bill / Driving license/Aadhar Card
Letter from employer/ Employee ID card / Last 2 months Salary slips / Last 3 months salary bank account statement
Bajaj Finserv Bank has collaborated exclusively with IndiaLends, an online marketplace which offers low-interest personal loans best suited for your needs. If you are seeking a Personal Loan with Bajaj Finserv Bank, you can simply fill up an online loan application form after checking your Bajaj Finserv Bank Personal Loan Eligibility. Moreover, you can use an online Personal Loan EMI calculator available at our website to calculate your affordability.
Personalised Loan Offers
At IndiaLends, you can receive personalised loan offers and best deals at the best rate of interest. This is due to a tie-up with Bajaj Finserv Bank, which helps you get the best deal on your personal loan as per your profile.
You will get an instant approval on your personal loan after you fill in an easy online application form.
Cash within 2 days
Soon after the loan is approved, the funds are transferred right into the borrower’s bank account within two working days. Thus, we need no room for delay.
Real Time Tracking Facility
After submission of your loan application at IndiaLends, you can track your application online and moreover, will receive updates of your submitted application form using both email and SMS.
Dedicated Customer Support
IndiaLends has a dedicated customer support team and helpline which is always ready to help with any grievances or questions from loan applicants.
At IndiaLends, applying for a Bajaj Finserv Personal Loan is a simple process.
Fill up an online loan application form
We will review your application and give you a decision within minutes
You will be receiving your cash within two days
We will forward your loan application to your nearest Bajaj Finserv branch. You can also check the status of your loan application through SMS alerts as well as emails.