Personal Loans starting at 10.75%

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Minimum salary of Rs 10,000 is requiredMinimum annual income of Rs. 1.2 Lakh is requiredMinimum turnover of Rs. 1.2 Lakh is required
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Personal Loan - Low interest rate personal loans from a wide range of lenders

Get instant approval on your online Personal Loan at lowest Interest Rates through IndiaLends. If you are looking for a loan with minimal paperwork required, then availing an online personal loan from IndiaLends can be the best choice for you.

Personal loan can also be used for various purposes, and hence it is also known as multi-purpose loan. Be it a wedding, remodeling your home, paying for your higher education fees or planning for a holiday, an instant personal loan can help you fulfil all your requirements. As the loan has varied advantages, it caters to the need of every section of individuals. Personal loan can also be availed without collateral, and hence can be availed by salaried individuals, as well as students.

With IndiaLends Online Personal Loan you can find a variety of loan options with the interest rates starting from 10.75% and Loan amount starting from 25k to 25Lacs. There is no requirement of comparing the best offers as we have algorithms with machine learning which will find the best suitable BANKs/NBFCs offering minimal interest rate best suited for your profile. These are the unique features and benefits which differentiate IndiaLends from other online Personal Loan comparison portals.

Popular Personal Loans :

*The figures provided in the table are indicative subject to change from time.

Representative Example:

With a representative 10.75% APR based on borrowing ₹ 10 lacs and repaying over 60 months with 60 monthly repayments. Monthly repayments of ₹ 21618.

Types of Personal Loan:

  • Personal Loan for Home Improvement
  • Personal Loan for wedding
  • Personal Loan for Travel
  • Fresh Funding
  • Top Up Personal Loan
  • Personal Loan Balance Transfer

Personal Loan Calculator:

Calculate your Personal Loan Equated Monthly Instalment (EMI) and know how much you need to pay per month for the said Personal Loan amount.

Personal Loan Eligibility:

There is, however, a minimum eligibility for borrowers. One must meet following basic criteria to borrow from us:

  • The borrower must be an Indian Resident
  • Minimum age - 21 years
  • Valid government issued identity proof
  • Valid bank account

Documents Required for Personal Loan:

  • PAN Card
  • Address proof by showing any one of these - Passport, driving licence, Voter ID, post-paid/landline bill, utility bills (electricity/water/gas)
  • Bank statements - where your salary is deposited, for the last 3 months
  • Pay slips of the last 3 months

Why IndiaLends?

IndiaLends is an online marketplace which offers low-interest personal loans best suited for your needs. If you are seeking a Personal Loan, you can simply fill up an online loan application form after checking your Personal Loan Eligibility. Moreover, you can use an online Personal Loan EMI calculator available at our website to calculate your affordability.

  • Personalised Loan Offers: At IndiaLends, you can receive personalised loan offers and best deals at the best rate of interest. This is due to a tie-up with several banks and NBFCs, which helps you get the best deal on your personal loan as per your profile.
  • Instant Approval: You will get an instant approval on your personal loan after you fill in an easy online application form. Your application would be sent to a suitable financial institution after careful analysis of your credit profile.
  • Cash within 2 days: Soon after the loan is approved, the funds are transferred right into the borrower’s bank account within two working days. Thus, we need no room for delay.
  • Real Time Tracking Facility: After submission of your loan application at IndiaLends, you can track your application online and moreover, will receive updates of your submitted application form using both email and SMS.

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