Personal Loans - Apply Online for Fast Personal Loan approvals

Personal Loans starting at 10.99%

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Personal Loan - Low interest rate personal loans from a wide range of lenders

Get instant approval on your online Personal Loan at lowest Interest Rates through IndiaLends. If you are looking for a loan with minimal paperwork requirements, then a availing an online personal from IndiaLends can be the best choice for you.

IndiaLends personal loan is also known as a multi-purpose loan, which means that it can be used for multiple purposes. Be it a wedding, refinancing your home, paying your higher education fees or planning for a holiday, an instant personal loan can help you fulfil all your requirements. As the loan has varied advantages, it caters to the need of every section of individuals. Moreover, it can be availed with or without the collateral and therefore be it a salaried individual or student can benefit from this loan.

With IndiaLends Online Personal Loan you can find variety of Loan options with the interest rates starting from 11.49% and Loan amount starting from 25k to 50Lacs. With us there is no requirement of comparing the best offers as we have algorithms with the machine learning which will find the best suitable BANKs/NBFCs offering the minimal interest rate best suited to your profile. These are the unique features and benefits which differentiate IndiaLends with other online Personal Loan comparison portals.

Popular Personal Loans :

BANK/NBFC Interest Rate Loan Amount Processing Fees Foreclosure Charges Lock-In Period Tenure
IDFC Bank 12%-18% Per Annum 1Lac to 20Lacs Up to 2.5% of the loan amount Upto 3% + Service Tax 3 Months 12 to 60 Months
HDFC Bank 11.49%-20% Per Annum 50k to 25Lacs From Rs. 999/- Up to 2.0% of the loan amount Upto 2.0 to 4.0% 1 Year 12 to 60 Months
ICICI Bank 11.0%-22.0% Per Annum 1Lac to 25Lacs From Rs. 999/- Up to 2.0% of the loan amount and applicable Service Tax Upto 5.0% 6 Months 12 to 60 Months
Bajaj Fiserv 12.5%-16% Per Annum 50k to 25Lacs Up to 1.82% of the disbursed loan amount For Flext product 0% and Normal PL Upto 4% 1 Month 12 to 60 Months
Kotak Bank 11.50%-24% Per Annum 50k to 35Lacs Up to 2.0% of the loan amount and applicable Service Tax Upto 5% 1 Year 12 to 48 Months
TATA Capital 11.99%-19.0% Per Annum 75k to 25Lacs From Rs. 999/- Up to 2.0% of the loan amount and applicable Service Tax Upto 4% 6 Months 12 to 72 Months
IndusInd Bank 11.99% - 23% Per Annum 50k to 20Lacs Up to 2% of the loan amount Upto 4% 1 Year 12 to 60 Months
Capital First 14%-35% Per Annum 50K to 15Lacs Up to 2.0% of the loan amount and applicable Service Tax Upto 4% 1 Year 12 to 60 Months
Fullerton India 17.25%-35% Per Annum 50k to 20Lacs Up to 2.0% of the loan amount Upto 7% 6 Months 12 to 60 Months
IIFL 14% to 18% Per Annum 1Lac to 20Lacs Up to 2% of the loan amount Upto 4% 9 Months 12 to 60 Months
RBL Bank 14% to 18% Per Annum 1Lac to 20Lacs Up to 2% of the loan amount Upto 5% 1 Year 12 to 60 Months
*The figures provided in the table are indicative and subject to change.

Representative Example:

With a representative 11.49% APR based on borrowing ₹ 10 lacs and repaying over 60 months with 60 monthly repayments. Monthly repayments of ₹ 21988.

Types of Personal Loan:

  • Personal Loan for Home Improvement
  • Personal Loan for wedding
  • Personal Loan for Travel
  • Fresh Funding
  • Top Up Personal Loan
  • Personal Loan Balance Transfer

Personal Loan Calculator:

Calculate your Personal Loan Equated Monthly Instalment (EMI) and know how much you need to pay per month for the said Personal Loan amount.

Personal Loan Eligibility:

There is, however, a minimum eligibility for borrowers. One must meet following basic criteria to borrow from us:

  • The borrower must be an Indian Resident
  • Minimum age - 21 years
  • Valid government issued identity proof
  • Valid bank account

Documents Required for Personal Loan:

  • PAN Card
  • Address proof by showing any one of these - Passport, driving licence, Voter ID, post-paid/landline bill, utility bills (electricity/water/gas)
  • Bank statements - where your salary is deposited, for the last 3 months
  • Pay slips of the last 3 months

Why IndiaLends?

IndiaLends is an online marketplace which offers low-interest personal loans best suited for your needs. If you are seeking a Personal Loan, you can simply fill up an online loan application form after checking your Personal Loan Eligibility. Moreover, you can use an online Personal Loan EMI calculator available at our website to calculate your affordability.

  • Personalised Loan Offers: At IndiaLends, you can receive personalised loan offers and best deals at the best rate of interest. This is due to a tie-up with several banks and NBFCs, which helps you get the best deal on your personal loan as per your profile.
  • Instant Approval: You will get an instant approval on your personal loan after you fill in an easy online application form. Your application would be sent to a suitable financial institution after careful analysis of your credit profile.
  • Cash within 2 days: Soon after the loan is approved, the funds are transferred right into the borrower’s bank account within two working days. Thus, we need no room for delay.
  • Real Time Tracking Facility: After submission of your loan application at IndiaLends, you can track your application online and moreover, will receive updates of your submitted application form using both email and SMS.

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