Get instant approval on your online Personal Loan at the lowest interest rates through IndiaLends. Find the best offers for yourself at IndiaLends. Whether you are salaried or self-employed, we provide personal loans starting from 10.99%. Get HDFC Personal Loans for whatever you need the money - a medical emergency, wedding, travelling, purchase of consumer durables, home renovation, buying a property, etc.
You can benefit from the attractive rate of interest and several other product features. Here are a few reasons for choosing HDFC Bank for a personal loan.
You can Check the HDFC Personal Loan Status of your application via official website of HDFC bank and click on TRACK MY APPLICATION
Enter the following details:
After entered all the details, you can check HDFC Personal Loan Status
Check HDFC Personal Loan Interest rates in 2018 and Apply with in 2 Minute for HDFC Personal Loans with the lowest Interest rates.
Starting From Rs. 50,000 up to Rs. 25 lakhs
10.99% - 20.00%
12 to 60 months
2.50%, Minimum Rs. 1,000 Maximum Rs. 25,000
Allowed after 12 EMIs, Prepayment charges vary by year: 2nd year - 4%; 3rd year - 3%, after 3 years - 2%
21 years up to 60 years
HDFC offers a wide variety of financial products and services. HDFC Bank personal loan is one of the key offerings of the bank which is very popular. During its long tenure of 21 years, the bank has won the trust of customers. Being one of the oldest banks with sustained growth, HDFC has become a preferred financial service provider. It has customized personal loan offers to fulfill all your financial needs.
HDFC loan offers are equipped with several attractive features that lure customers. They are meant to provide you the maximum value when you avail a loan. Some of the salient features of HDFC Bank Personal loan are given below.
Competitive Interest rate
HDFC Bank offers attractive interest rates for its customers and people, in general. The interest rate starts from 10.99% and goes up to 20% depending on the credit score of applicants.
Specialized loan offers for working women
With its Personal Loan Diva offer, HDFC Bank provides a special loan scheme to women employees. 100+ Diva offers are available for working women to achieve their needs and goals. They can take a pre-approved personal loan upto Rs. 3 lakh. The procedure to avail this offer is very simple - you just need to intimate the bank through a call or email. After that, a unique Diva number is generated and sent to your email id. You need to verify the product code and follow further procedures to avail the offer.
Efficient Customer Support
You can take advantage of an efficient customer support throughout the lending procedure. You can contact the customer desk of the bank through a call, SMS, chat, click2talk. You don’t need to visit the bank physically as all the loan formalities can be completed online with ease.
You can get a clear idea of what amount of personal loan you can avail by using the HDFC bank eligibility calculator. Further, EMI calculator is a great tool to calculate your affordability and plan the repayment of your loan. You just need to fill in the loan amount, interest rate, and loan term while using the calculator and it will depict the exact monthly EMI.
Easy and Fast Personal loan
You can get a quick personal loan through a fast processing system. You can visit our website to check your eligibility and complete the documentation and other formalities. It is an easy and quick process.
You get an insurance cover along with your personal finance scheme for a nominal premium. It provides you an accidental cover up to Rs. 8 lakh. In addition, you also get covered for a critical illness up to Rs. 1 lakh.
Special Offers for HDFC Bank Customers
If you have an account in HDFC Bank, you are eligible for special offers and interest rates. The bank has several attractive offers exclusively for its own customers.
Online loan application
You can save your time and money by utilizing the online services of IndiaLends. In fact, you can complete the entire loan procedure online without visiting an HDFC branch.
Personal Loan Balance Transfer
If you already have a personal loan, you can transfer it to your HDFC bank account to get a lower interest rate. Further, you also get exclusive offers and benefits when you transfer your loan.
|Loan Processing Fees||Up to 2.50% of loan amount, Rs 1,000 to 25,000|
|Pre-payment Charges||4% of principal outstanding - 13 to 24 months, |
3% of principal outstanding – 25 to 36 months
2% of principal outstanding - >36 months
|Penalty for late EMI payment||24% per year on outstanding amount From default date|
HDFC bank has laid down several terms and conditions for an individual’s personal loan eligibility. They are as follows:
HDFC offers Personal Loans to individuals who are atleast 21 years old at the time of loan approval and maximum 60 years at the time of loan maturity.
HDFC Bank Personal loan eligibility depends upon your employment type. HDFC Bank Personal Loans are given to professionals and salaried Employees. People who are working as a CA, Doctor or on any other profile can get a loan. Moreover, employees of private and public sectors are also eligible for a personal loan.
Job stability is important to get a Personal Loan from HDFC Bank. You should have at least 2 years of work experience and minimum of 1 year in the current job.
For being eligible for a HDFC Personal Loan, your minimum in hand salary should be Rs. 18,000. In many cities (Mumbai, Delhi, Bangalore, Chennai, Hyderabad, Pune, Calcutta, Ahmedabad and Cochin) the minimum salary requirement for a personal loan is Rs. 18,000.
HDFC personal loan emi calculator provides EMI for Personal Loan in 3 EASY Steps. Check Yearly and Monthly EMI's via HDFC personal loan eligibility calculator
HDFC Bank requires a set of documents for authentication purposes for your personal loan.
Complete online Loan Application
Fill it up online within two minutes
Voter Id Card/Passport/Driving License/Aadhar Card
Aadhar Card/ Passport/ Telephone or Electricity bill/ Ration Card/ Rental Agreement
Bank statement of last 3 months or bank passbook of 6 months
Salary slip of the last 3 months with Form 16
HDFC Bank has collaborated exclusively with IndiaLends, an online marketplace which offers low-interest personal loans best suited for your needs. If you are seeking a Personal Loan with HDFC Bank, you can simply fill up an online loan application form after checking your HDFC Bank Personal Loan Eligibility. Moreover, you can use an online Personal Loan EMI calculator available at our website to calculate your affordability.
At IndiaLends, you can receive personalised loan offers and best deals at the best rate of interest. This is due to a tie-up with HDFC Bank, which helps you get the best deal on your personal loan as per your profile.
You will get an instant approval on your personal loan after you fill in an easy online application form.
Soon after the loan is approved, the funds are transferred right into the borrower’s bank account within two working days. Thus, we need no room for delay.
After submission of your loan application at IndiaLends, you can track your application online and moreover, will receive updates of your submitted application form using both email and SMS.
IndiaLends has a dedicated customer support team and helpline which is always ready to help with any grievances or questions from loan applicants.
If you need extra cash in addition to the personal loan amount, you can avail a top up loan on existing personal loan. If you have not missed any EMI of your HDFC Personal loan, you are eligible for top up loan. You need to pay consolidated EMI for both existing as well as top up loan.
Here are some of the key features of HDFC personal loan top up facility:
At IndiaLends, applying for a HDFC Personal Loan is a simple process.
Fill up an online loan application form
We will review your application and
give you a decision within minutes
You will be receiving your Cash within few days
We will forward your loan application to your nearest HDFC Bank branch. You can also check the status of your loan application through SMS alerts as well as emails.