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Yes Bank Personal Loan

Yes Bank is the fourth largest private sector bank in India and is the only Greenfield bank license awarded by the RBI in the last 10 years. Founded in 2004 by Rana Kapoor and Ashok Kapoor, the bank has received several national and international honours for their various businesses.

One of the popular product that has helped the bank grow is Yes Bank personal loan. With interest rates starting 10.75%, you can get easy approval on loan amount up to ₹25 lacs. Be it for purchasing consumer durables or for medical emergencies, a Yes bank personal loan can be the answer to all your money problems.

Apply Yes Bank Personal Loan

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Minimum salary of Rs 10,000 is requiredMinimum annual income of Rs. 1.2 Lakh is requiredMinimum turnover of Rs. 1.2 Lakh is required
Please accept the terms & conditions

Why Choose Yes Bank Personal Loan?

Following are some of the reasons for you to choose Yes bank personal loan:

  • Easy and fast approval
  • Easy and fast approval
  • Interest rates starting 10.75%
  • No guarantor, no collateral required
  • Loan amount starting from ₹1 lac and goes up to ₹25 lacs
  • Hassle-free application process with 100% transparency
  • Flexible repayment tenure, ranging from 12-60 months
  • Balance Transfer with top-up available
  • Quick disbursal with money in your account within a few days

Yes Bank Personal LoanInterest Rate

The rate of interest for personal loan from Yes Bank starts from 10.75%. However, factors such as your credit score, credit history, your relationship with the bank, and the bank’s internal policies are also considered.

Salaried Individual

Interest Rate


Loan Tenure

12-60 months


22 to 60 years (at the time of loan maturity)

Processing fee

Up to 2.50% of the loan amount subject to a minimum of Rs. 999/- plus taxes

Part/Pre-payment charges

Prepayment allowed only after 12 months.

Foreclosure charges

Foreclosure of Loan is allowed post repayment of 12 EMI’s


Competitive Interest Rates

Yes Bank offers attractive interest rates starting from 10.75% to its applicants. However, the interest rate offered depends on the applicant’s credit history too.

Flexible repayment options

The applicant can choose the tenure of his/her loan. As per the Equated Monthly Instalments(EMIs), the individual can manage their funds accordingly.

Balance Transfer Available

With Yes bank personal loan, you can get your high-interest personal loan transferred at lower interest rates. Moreover, you can additionally avail for more during the process.

Part/Pre-payment options

You can also opt to part pay or prepay your personal loan at very nominal charges.

No Security, No Guarantor

You are not required to provide any security or guarantor when taking a Yes bank personal loan.

Easy Approval

Get easy approval on personal loan from Yes bank with minimum documentation. The application process is simple and hassle-free.

100% Transparency

Take advantage of the efficient customer support that provides 100% transparency throughout the lending procedure.

Quick disbursal

Once the application is processed, the funds will get disbursed within a few days.

Eligibility Criteria

Yes Bank Personal Loan Eligibility Criteria

An applicant must fulfill the following eligibility criteria to get easy approval on a personal loan from Yes Bank.


Monthly Net Salary should be at least ₹25,000/- in hand (Net Salary)


Age – 22 to 60 years (at the time of loan maturity)


Nature of Employment- Salaried


Total work experience must be at least of 2 years with a minimum of 6 months at the current place of work.


Minimum of 2 years at current residence if it is rented. Owned/parental owned requires no condition.

Yes Bank Personal Loans Documents Required

Proof of Identity & Age

(Aadhaar Card/Passport/Voter ID/Driving License)

Proof of Address

(Aadhaar Card/Passport/Telephone or Electricity bill/Ration card/ Rental Agreement)

Salary slips

(Salary slips of last three months with Form 16)

IT returns

(IT returns for the last two years)

Bank statement

(Bank statement of salary account for the last 6 months)

Documents Required

Why Apply for Yes Bank Personal Loan at IndiaLends?

The collaboration of Yes bank with IndiaLends can help customers get the best loan offers as per their requirements. With a simple online application process and easy personal loan eligibility check, personal loan is now available with ease. Moreover, you can calculate your Equated Monthly Instalments (EMIs) with our EMI calculator.

Easy & Quick Approval

After filling the online application, you can get easy and fast approval subject to your profile.

Personalized offers

With few documents and verification check, the loan process becomes simple and easy.

Cash within a few days

We never need any room for delay. Which is why we try our best to get funds transferred to your bank account as soon as possible.

Efficient Customer Support

IndiaLends provides a dedicated customer support team that is proactive in resolving queries and helping in any grievances.

Real Time Tracking Facility

With IndiaLends, you can track your application after submission. You will also get on-time updates about your loan status via both, email and SMS.

How To Apply for Yes Bank Personal Loan at IndiaLends?

Step 1

Fill our easy & simple online application.

Step 2

We will review your application and
get back to you shortly.

Step 3

Get money in your bank account in no time.

We will forward your loan application to your nearest Yes Bank branch. You can also check the loan application status via IndiaLends App/web using "Track My Application."

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