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Awards & Recognitions
We are humbled that our work has been recognised
Google selected IndiaLends for the 4th edition of the Launchpad Accelerator Program, at the Google Developers Launchpad Space in San Francisco.
Best Emerging Tech Vendor of the Year at ET BFSI Excellence Awards 2019.
Gaurav Chopra, Co-Founder & CEO IndiaLends won Entrepreneur of the year 2019 by Business World.
SKOCH Order-of Merit Awards, 2019.
IndiaLends was part of Inc42's 42Next 2018, a list of the 42 most innovative startups causing an impact in the Indian startup ecosystem.
Mayank Kachhwaha, Co-Founder & COO IndiaLends won Forbes India 30 under 30 entrepreneur.
Frequently Asked Questions
A Credit Card is a plastic card issued by a financial institution which offers a line of credit to the customer to purchase goods/services. This line of credit comes with a limit which allows a customer to consume up to a specific amount, set by the financial institution which has offered the card.
A Debit Card allows you to withdraw money deposited in your bank account. Hence, the money that is being used is deducted from your bank account. However, a Credit Card is a form of Credit which is not related to your Personal bank accounts.
An equated monthly instalment (EMI) is the amount of money that is paid back to the lender on a monthly basis. It is essentially made up of two parts, the principal amount and the interest on the principal amount equally divided across each month in pre-decided tenure. The EMI is always paid up to the bank or lender on a fixed date each month until the total amount due is paid up during the tenure.
If you have a bad Credit Score, have defaulted on repayments or don’t meet the basic criteria, you are likely to get rejected. If you do not meet the bank’s eligibility, you are likely to get rejected as well.
Yes, you can deactivate your card by contacting the Customer Care Service or your home branch.
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