All of us are always looking for tips and tricks to save money. We try to save a hundred bucks here and an extra hundred there. We do this with the hope that all the small savings would add to make a big bag of savings. However, we forget that the best trick to save money lies right in our wallet- a credit card.

A credit card can help you maximize your savings in a lot of ways. Some of these credit card tips and tricks might not be well known, but experts have been taking advantage of them for years now.

What are the ways to save money with a credit card?

Ways to save money with a credit card depend upon the features of the card:

• Cashbacks: Some of the best cashback credit cards would give you upto 5% cashback on all your spends. This way you can save money on the spends you make on the card.
• Discounts & offers: Be it online shopping on Amazon, or clothing shopping at your nearest mall, most stores give special offers for various credit cards. With these special offers and discounts, you can save anywhere from 10 to 30% more.
• Complimentary Benefits: A lot of credit cards give you amazing complimentary benefits. These can be vacations at luxury resorts, free movie tickets, or complimentary access to airport lounge. Whatever the benefits are, remember that you can use them, without having to pay a single penny. So, all that money that you would’ve had to pay, you are saving that!
• Reward Points: Reward points are the most underrated of credit card features. Most people don’t realize that a credit card would be able to help them save as much as ₹20,000 or more every year. We’ll learn more on the how in a bit.

Some of the best credit cards you can find will give you a combination of all these features. On the other hand, some cards might give you select features to help you save more on particular spends. However, remember that these credit card tips can help you easily save a few thousand bucks.

How to save money with Credit Card Rewards?

When most people think of using a credit card to save money they concentrate on the offers and discounts. However, the reward points offered by credit card in fact go a long way.

Wondering how?

The reward points you collect can be used to pay for a lot of things:

• Travel expenses such a flight tickets or hotel bookings.
• Luxury products.
• Latest gadgets, and so much more!

And the best of all, if you don’t want to spend it on anything, you can easily get a cashback.

Don’t believe us?

Here’s what all you can do with the collected points of an American Express credit card.

24,000 points redemption options include:

• MakeMyTrip Holiday Voucher
• Good Earth Gift Card worth Rs. 13,000
• Statement credit worth ₹10,000

18,000 points redemption options include:

• WelcomHeritage Luxury Stay
• Bose Soundlink speakers
• Statement Credit worth Rs. 7,500

What’s More?

The best rewards credit cards even offer you manifold reward points. You can get as much as 20X reward points with some cards. This way you can easily accumulate a huge number of points.

So, why wait! Get started on putting these expert tips to use today! Swipe your card as often as you can. And ensure that you take as much advantage of it as you can.