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EPF Form 19: How to Withdraw Your Provident Fund Balance

EPF Form 19: How to Withdraw Your Provident Fund Balance

If you have left your job and want to withdraw your accumulated Employees’ Provident Fund (EPF) balance, EPF Form 19 is the form you’ll need. This form allows EPF members to claim the final settlement of their PF account from the Employees’ Provident Fund Organisation (EPFO).

In this blog, IndiaLends explains what EPF Form 19 is, who can use it, how to fill it, and important points to keep in mind before applying.

What is EPF Form 19?

EPF Form 19 is an application form for final settlement of your PF balance when you leave your job, retire, or are unemployed for more than two months.

It can be submitted online through the EPFO Member Portal or offline via your employer.

Who Can Use EPF Form 19?

Eligibility Criteria	Details
Job Resignation	Member has resigned from the organisation and does not plan to work for at least two months.
Retirement	Member has reached retirement age (58 years).
Employment Abroad	Member is moving permanently outside India.
Permanent Disablement	Member is unable to work due to disability.

Details Required in EPF Form 19

Section	Information Needed
Personal Details	Name, Father’s/Husband’s Name, Date of Birth, Contact Number
Employment Details	Establishment code, PF account number, Date of joining and leaving
Bank Details	Account number, IFSC code (should match with KYC in EPFO records)
Reason for Leaving	Retirement, resignation, disablement, or other applicable reason

How to Fill EPF Form 19 Online

Step 1: Log in to the EPFO Member Portal using your UAN and password.
Step 2: Go to Online Services → Claim (Form-31, 19, 10C).
Step 3: Verify KYC details.
Step 4: Select "PF Final Settlement (Form 19)".
Step 5: Enter bank details and submit your claim.

Documents Required

Aadhaar card
PAN card
Bank account details (linked with UAN)
Form 15G/15H (if applicable to avoid TDS deduction)

Things to Remember Before Submitting EPF Form 19

Two-Month Waiting Period: You can apply for withdrawal only after two months of unemployment (unless in special cases like retirement or disability).
TDS Deduction: If you withdraw before completing 5 years of service, TDS may apply. Learn more here: Income Tax on EPF Withdrawal.
Update KYC: Ensure Aadhaar, PAN, and bank details are updated in the UAN Member Portal.

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FAQs on EPF Form 19

Q1. Can I submit EPF Form 19 offline?
Yes, by submitting a filled form to your ex-employer, who will forward it to EPFO.

Q2. How long does it take to process EPF Form 19 claims?
Usually 10–15 working days if all KYC and bank details are correct.

Q3. Is it mandatory to submit Form 15G with EPF Form 19?
Only if your withdrawal is taxable and you want to avoid TDS deduction.

Q4. Can I withdraw EPF before 2 months of unemployment?
Only in cases like medical emergencies, retirement, or permanent disablement.

Q5. What happens if bank details don’t match KYC records?
Your claim may be rejected; ensure details are updated before applying.