Live your dreams with the help of Instant Personal Loan! - IndiaLends Blog
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Indialends, 05 Mar 2020

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Live your dreams with the help of Instant Personal Loan!

Aug 16, 2019

In the digital era, nobody is too much keen to wait for a long time to get dreams fulfilled. Dream can be of anything. If fulfillment of dreams gets delayed, it may become a reason to get frustrated. Now shortage of money can’t stop you from living your dreams, as one stop solution to this problem
comes in the form of Instant Personal Loan.

Dreams that can be fulfilled with online personal loan are:

Foreign Tour
Now it is a dream of almost everyone to go on a foreign tour once in a lifetime. But it can be an
expensive dream for some people as it includes expenses of Visa, tickets and booking of hotel. Now
one can easily fulfill his or her dream of foreign tour by applying for instant personal loan.

Buying a car

Having a car becomes a necessity than a dream for daily commuters. But everyone cannot able to
afford buying a car due to hefty down payment of car loans specifically. But alternative to this is,
apply for online personal loan and fulfill your dream of buying a car.

Gifting a diamond to your spouse

Every girl wishes that his spouse gift him diamond as everyone knows that love of girls for diamond
is forever. But it is not possible for every single individual to afford diamond on the salary he is
earning. As one also need to bear daily expenses. You can now finance your dream of gifting
diamond to your spouse by taking instant personal loan.

Home Renovation

It is not possible to do purchasing of home again and again. So, one can do home renovation and
change the look or style of home by taking instant personal loan.

Fairy tale marriage

Dream of every couple is to make their marriage a lavish one. If your dream is same, then apply for personal loan and live up to your dream of having a fairy tale marriage.

Higher Education

To apply for education loan is quite hectic process, sometimes you need money on urgent basis for
higher education of your child, in that case Instant personal loan would be of a great help.

Features of Instant Personal Loan

Instant personal loan is a digital based loan and falls under the category of unsecured installment
loans. Personal loans give a kind of freedom of usage. Unlike home loan or higher education loan,
where there is a restriction to make use of money for specific usage only, online personal loan can
be taken for dealing with any kind of financial emergency.

Some of the features of Instant Personal loan are as follows:

  • Fast Disbursal
    The main attraction of taking online personal loan is fast disbursal of the amount of loan. Online process of loan takes only few hours to get loan disbursed to the borrower’s bank account.
  • Filing an online application
    Unlike traditional bank loans, person can apply for online loan using any mode and sitting at anywhere. In just few clicks, online personal loan can be applied.
  • No documents
    Instant personal loan process is a document free lending system. There is no need to do submission of any hard copy of the document to the lender. In this, one need to give soft copies of your document through email or uploading of scanned documents on the app.
  • Online Processing
    Processing of instant personal loan takes place online. With the help of FinTech companies, it
    becomes possible to do processing of personal loan via online. One can easily track the status of online application through mobile application of the lender.
  • Easy repayment
    Repayment of online personal loan done in easy installments. Loan tenure of online personal loan is up to 6 years to make EMI amount smaller for the ease of borrower. There is also a facility to check the EMI with online personal loan EMI Calculator and it will also help in deciding about the tenure of loan payment.

Why to take instant personal loan from IndiaLends?

IndiaLends is one of the best digital lending and borrowing marketplace. It has tie-ups with multiple banks and NBFCs, provides an interface between end-users and lenders.

It offers different types of loans like personal loans, unsecured loans, installment loans and others
where no guarantor is required. Applying for a loan from IndiaLends has many advantages such as fast disbursal, loan disbursal in your preferred bank account, track status of loan application via mobile app of IndiaLends, less documentation and so on.

Life is too small to fulfill all the dreams, but it is possible to live up to some of your dreams by
applying for personal loan from IndiaLends.

FAQ’s

Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.

The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.

Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.

Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.

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