Blogs > Methods to Check EPF Balance: A Complete Guide | IndiaLends

Methods to Check EPF Balance: A Complete Guide | IndiaLends

Methods to Check EPF Balance: A Complete Guide | IndiaLends

Staying updated on your Employees’ Provident Fund (EPF) balance is essential for tracking your retirement savings. Whether you’re planning to withdraw PF, change jobs, or apply for a loan, knowing your EPF balance helps you stay financially prepared.

In this guide by IndiaLends, we explain the different ways to check your EPF balance—online, via SMS, app, and more. But first, ensure your UAN is linked with Aadhaar, as it is mandatory to access most EPF services.

Matrix: All EPF Balance Check Methods at a Glance

Method	Channel	Requirements	Time
EPFO Portal	Online	UAN, Aadhaar linked	Instant
UMANG App	Mobile App	UAN linked with Aadhaar	Instant
SMS	Mobile	Registered mobile with UAN	Instant
Missed Call	Mobile	KYC complete & mobile linked	Instant
EPF Passbook	Online	UAN activated and Aadhaar linked	Monthly

1. Check EPF Balance via EPFO Portal

Go to the EPFO Member Passbook Portal
Log in with your UAN and password
Select your Member ID to view your EPF passbook
You'll see employer and employee contributions, interest earned, and withdrawals

Make sure you’ve completed the process to link UAN with Aadhaar card for EPF members to access the passbook.

2. Check EPF Balance via UMANG App

Download the UMANG App from Play Store or App Store
Go to “EPFO” > “Employee Centric Services”
Click “View Passbook” and enter your UAN
Authenticate with the OTP sent to your Aadhaar-linked mobile number

3. Check EPF Balance via SMS

Send an SMS from your registered mobile to 7738299899
Format: EPFOHO UAN ENG
Replace “ENG” with your preferred language code like HIN (Hindi), TAM (Tamil), etc.
You’ll receive a message with your latest balance and contribution info

4. Check EPF Balance via Missed Call

Dial 011-22901406 from your registered mobile
The call disconnects automatically
You’ll receive an SMS with your EPF balance details

Your mobile number must be registered with your UAN, and KYC (Aadhaar, PAN, and bank details) should be updated.

5. Check EPF Balance via EPF Passbook

Log in to the EPF passbook portal
Choose your Member ID to view passbook
It shows monthly contributions, interest, and past transactions

For a full guide, check: EPF Passbook: How to Access and Track Your PF Online

Why You Should Regularly Check Your EPF Balance

Confirm that employer contributions are timely
Monitor interest earned on your savings
Track eligibility for partial or full PF withdrawals
Stay informed before job change or transfer
Use it for financial planning, loan, or emergency needs

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FAQs: Methods to Check EPF Balance

Q1. Do I need to link Aadhaar to check my EPF balance?
Yes. Aadhaar must be linked with UAN to access digital services like EPF passbook and balance via UMANG.

Q2. How often is the EPF balance updated?
Generally, every month once the employer deposits the contribution.

Q3. Can I check balance for multiple employers?
Yes, each Member ID (for each employer) can be viewed separately under your UAN.

Q4. Is checking balance via SMS or missed call safe?
Yes, provided your mobile number is registered with your UAN and KYC is complete.

Q5. What if I forgot my UAN password?
You can reset it on the UAN Member Portal using your Aadhaar-linked mobile number.

Final Thoughts

Regularly checking your EPF balance helps you stay informed about your retirement savings and employer contributions. Whether you prefer checking online, by SMS, or using an app, all options are easy—as long as your UAN is active and linked with Aadhaar.

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