Axis Bank Miles and More Credit Card

The Axis Bank in association with Lufthansa has created Axis Bank Miles and More Credit Cards. There are two types of variants, one is Miles and More Bank World Credit Card and other is Miles & More Axis Bank World Select Credit Card. Using this card, you will be rewarded for your every purchase.

Key highlights of Axis Bank Miles and More Credit Card

  • Makes you earn welcome benefit of 15000 air miles.
  • Never expiring miles
  • Enjoy annual bonus of up to 4000 rewards
  • Get complementary 8 free visits at the selected airport lounges per quarter
  • Get the best interest rates on Axis bank loans
  • Up to 4 Free Priority Pass lounge visits annually
  • Concierge Services
  • Min. 15% off at select restaurants
  • Fuel surcharge waiver
Category Miles and More Axis Bank world credit card Miles and More World select credit card
Welcome Benefit 5000 Award Miles 15000 award miles
Award Miles 4 award miles on each 200 spent 6 award miles on each Rs 200 spent
Annual Bonus 3000 award miles 4000 award miles
Free Lounge visits 4 8
Free Priority Pass Lounge Visits 2 4

The Eligibility criteria to apply for Axis Bank Miles and More Credit Card

  • The minimum age to apply for Axis Bank Miles and More Credit Card is 18 years and the maximum is 70 years. The add-on card holder should be 15 years and above.
  • The card is available to both self-employed and Salaried individual.
  • Must be having a good credit score of 750, or above.
  • Must be the resident of India
  • Should be a resident of India
  • The above eligibility criteria are only indicative. The Bank reserves the right to approve or decline applications for Credit Card.

The documents required to apply for Axis Bank Miles and More Credit Card

  • Duplicate copy of the PAN Card or Form 60
  • Income Proof: Latest pays lip/ Form 16/ IT Return copy
  • Residence Proof: Passport/ Ration Card/ Electricity bill/ Landline Telephone bill
  • Copy of latest Miles & More Membership card statement (for existing
  • Miles & More members only)
  • Only for existing Miles & More Credit Card customers: Credit card statement of existing Miles & More credit card (not older than 2 months) issued by
  • Miles & More’s earlier Banking partner in India

Axis Bank Miles and More Credit Card fees and Charges

Charges World Card World Select Credit Card
Standard Joining Fees 3500 10,000
Standard Annual Fees 3500 4500
Standard add-on card fee NIL NIL
Finance Charges( Retail Purchases and Cash) 2.95% per month (41.75% per annum) 2.95% per month (41.75% per annum)
Cash Withdrawal Fee 2.5% (Min. Rs 250) of the Cash Amount 2.5% (Min. Rs 250) of the Cash Amount
Fee for Cash Payment Rs 50/- Rs 50/-
Card Replacement( Lost or Stolen Re-issue) Waived Waived
Duplicate statement fee Waived Waived
Overdue penalty or late payment fee Rs. 300 if Total Payment Due is up to Rs. 2000 Rs. 400 if Total Payment Due is between Rs. 2001 – Rs. 5000 Rs. 600 if Total Payment Due is Rs. 5001 or more Rs. 300 if Total Payment Due is up to Rs. 2000 Rs. 400 if Total Payment Due is between Rs. 2001 – Rs. 5000 Rs. 600 if Total Payment Due is Rs. 5001 or more
Over limit penalty 3% of the overlimit amount (Min. Rs 500) 3% of the overlimit amount (Min. Rs 500)
Surcharge on purchase or cancellation of railway tickets As prescribed by IRCTC/Indian Railways As prescribed by IRCTC/Indian Railways
Fuel transaction surcharge 2.5% of transaction amount or Rs. 10, whichever is higher (Refunded for fuel transactions between Rs. 400 and Rs. 5000) 2.5% of transaction amount or Rs. 10, whichever is higher (Refunded for fuel transactions between Rs. 400 and Rs. 5000)
Foreign currency transaction fee 3.50% of the transaction value 3.50% of the transaction value

Payment Options for Axis Bank Miles and More Credit Card

There are many options available for making the payment of Axis Bank Credit Cards. If the user is using multiple credit cards of different banks. He or she may also use the third-party payment gateway for making payments. The various payment modes are:

  • Net Banking facility of the Axis Bank.
  • Axis Bank Mobile Application.
  • GPay, Paytm, Bill desk, and some other third-party payment gateway.
  • Payment through cheque or cash.
  • NEFT from another bank account.
  • Auto-Debit functionality in the credit card account.

How to apply for a credit card at IndiaLends platform?

We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:

  • Click here to start the application process.
  • Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
  • Find your preferred credit card from the list and check your eligibility for the same.
  • If eligible, you can complete the online application

Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.