Axis Bank Neo Credit Card

Save more while shopping and at the time of fine dining with Axis Bank Neo Credit Card. It is designed to meet the need and requirements of who are shopaholics. Using this card makes you enjoy the benefits of discounts and cashback on various shopping and entertainment categories. It is one of the best shopping credit cards available in India.

Key highlights of Axis Bank Neo Credit Card

  • Get the welcome vouchers, gift vouchers, entertainment vouchers, and exciting cashback offer on your spending.
  • Convert your purchases into easy EMIs
  • Lost card liability insurance is being provided
  • he card offers a range of lifestyle benefits across various categories such as dining, movies, and shopping.

Features of Axis Bank Neo Credit Card

  • Enjoy a good discount on fine dining at partnered restaurants in India under the Axis Bank Dining Delights program.
  • You can enjoy up to 15% off on dining bills at partner restaurants located across India.
  • The credit card comes with an embedded EMV chip, to make your online transactions more secure.
  • Enjoy up to 100% cashback on mobile recharge transactions made on the Free charge app or website.
  • On, get a 10% discount on purchases amounting to a minimum of Rs.500.

The eligibility criteria to apply for Axis Bank Neo Credit Card

  • The minimum age to apply for a credit card is 18 years and the maximum is 70 years
  • The add-on card holder’s minimum age is 15 years.
  • Anyone can apply resident or Non-resident of India.
  • Must be having a good credit score which is 750, or above.

The documents required to apply for the Axis Bank Neo Credit Card

  • Filled credit card application form.
  • PAN Card or Form 60.
  • Identity proof - PAN, driving license, Aadhaar Card, etc.
  • Income proof - latest payslips, Form 16, IT return copy, etc.
  • Residence proof - Passport, Ration Card, electricity bill, Aadhaar, etc.
  • Passport size color photographs of the applicant.

Axis Bank Neo Credit Card Fee and Charges

Joining Fee Rs 250( Waived off on spending of 2500 in 45 days)
Annual Fee Rs 250
Add-on Card Fee NIL
Cash withdrawal Fee 2.5% of the transaction amount; minimum of Rs.250.
Cash replacement Fee Waived off
Late Payment Fee If the total due amount is:
Below than Rs.100 - Nil
From Rs.101 to Rs.300 - Rs.100
From Rs.301 to Rs.1,000 - Rs.300
From Rs.1,001 to Rs.5,000 - Rs.500
From Rs.5,001 to Rs.20,000 - Rs.600
Above Rs.20,000 - Rs.700
Overlimit Penalty Fee 3% of the over-limit amount (Minimum of Rs.500)
Foreign currency Transaction fee 3.5% of the transaction value

We IndiaLends has 50+ credit cards of the top banks that are offering best-in-class rewards in the form of cashback and discounts.

How to apply for a Credit Card with IndiaLends

We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:

  • Click here to start the application process.
  • Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
  • Find your preferred credit card from the list and check your eligibility for the same.
  • If eligible, you can complete the online application

Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.