Axis Bank Vistara Credit Card

The Axis Bank Vistara Credit Card is a reward credit Card. It comes with features like air insurance, 15% dining expenses, and many more that makes your life luxurious. The card has been launched in collaboration with Vistara Airlines and is targeted at the frequent travelers. The card offers a host of benefits such as lounge access, travel insurance and rewards. The details of this credit card are mentioned below.

Features of Axis Bank Vistara Credit Card

  • Enjoy a Vistara economy class ticket and Club Vistara Membership Program enrollment.
  • Earn 2 Club Vistara points per Rs. 200 spent across all categories.
  • Get free access to select airport lounges in India.
  • Enjoy 15% discount at over 5,000 Restaurants in India.

The eligibility criteria to apply for Axis Bank Vistara Credit Card

  • The age of the add-on credit cardholder must be 15 years or above.
  • The cardholder must be a resident or a non-resident of India.
  • The minimum age to apply for a credit card is 18 years and the maximum is 70 years.
  • Must be having a credit score of 750, or above.
  • The minimum annual income requirement is 6 Lakh Per annum

The document required to apply for Axis Bank Vistara Credit Card

  • Color photograph
  • Latest pay slip/Form 16/IT return copy as proof of income
  • PAN card photocopy or Form 60

Proof of residence:

  • Telephone bill
  • Passport
  • Ration Card
  • Electricity bill

Proof of Identity

  • Aadhaar card
  • Passport
  • Driving license
  • PAN card

Travel Insurance benefits like:

Insurance Type Amount
Air Accident Cover Rs 2.50 Crore
Purchase Protection cover Rs 1 Lakh
Lost Card Liability Rs 3 Lakh
Loss of Travel Documents Up to $ 300
Loess of Check-in-Baggage Up to $ 500
Delay of Check-in Baggage Up to $ 300

Reward Program of Axis Bank Vistara Credit Card

  • 1,000 CV Points on spending Rs. 50,000
  • 1 Economy Class ticket on spending Rs. 1.25 Lakh or above
  • 1 Economy Class ticket on spending Rs. 2.50 Lakh or above
  • 1 Economy Class ticket on spending Rs. 6 Lakh or above

Axis Bank Vistara Credit Card fee and Charges

Joining/ Annual Fee Rs 1500
Finance Charges 2.95% per month (41.75% per annum)
Cash Withdrawal Fee Minimum Rs. 500 of the cash amounts (2.5%)
Late Payment Fee Nil for total payment up to Rs. 100
Rs. 100 if the total payment is between Rs. 101-Rs. 300
Rs. 300 if the total payment is between Rs. 301-Rs 1,000
Rs. 500 if the total payment is between Rs. 1,001-Rs 5,000
Rs. 600 if the total payment is between Rs. 5,001- Rs 20,000
Rs. 700 if the total payment is Rs. 20,000 and more
Fuel Transaction Surcharge 1% of the transaction amount
Foreign Currency Transaction Fee 3.50% of the transaction value
Cheque returns or dishonor fee 2% of the amount or minimum Rs 450

We IndiaLends has 50+ credit cards of the top banks that are offering best-in-class rewards in the form of cashback and discounts.

How to apply for a Credit Card with IndiaLends

We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:

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  • Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
  • Find your preferred credit card from the list and check your eligibility for the same.
  • If eligible, you can complete the online application

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