HDFC Corporate Platinum Credit Card

The HDFC Corporate Platinum Credit Card is one of the best credit cards of HDFC bank if you are looking for a business credit card having features like a Management Information system, lounge access, and insurance coverage. Using HDFC Corporate Platinum Credit Card, a businessperson would get the ease of mind; be you are traveling or managing the MIS.

Key highlights of HDFC Corporate Platinum Credit Card

  • 24/7 easy accessibility of MIS
  • Spending analysis offered by category
  • Making reports of all expenses
  • For every Rs.150 spent, 3 reward points are added.
  • Accelerated reward points of 10X on expenses with merchant partners.
  • Fuel surcharge waiver
  • Exclusive airport lounge access.

Features and benefits of HDFC Corporate Platinum Credit Card

  • You will be receiving up to 60 Management Information System reports for better business decisions.
  • Get free access to up to 8 airport lounges in the country per year on a complimentary basis.
  • Fuel surcharge will be waived by 1% on all fuel purchases ranging between Rs.400 and Rs.5,000.
  • The bank is offering an air accident insurance cover of Rs.1 crore.
  • The insurance coverage offered is Rs.3 lakh for accidental death in road or train travel

The reward program of HDFC Corporate Platinum Credit Card

  • For each Rs.150 spent, you are earning 3 reward points on the card.
  • The reward points will be subjected to a maximum of 6,000 per statement cycle.
  • These points can also be redeemed against Airmiles. Your reward points in exchange for Airmiles. 1 reward point = 1 Air Mile.
  • Your reward points will be valid for 2 years after the date of accumulation.

The eligibility criteria to apply for HDFC Corporate Platinum Credit Card

  • The primary cardholder must be a resident or a non-resident of India.
  • The minimum age required to be an add-on holder is 15 years.
  • The minimum age to apply for a credit card is 21 years and the maximum is 65 years.
  • If the cardholder is a salaried individual, he or she must be between the age of 21 years and 60 years

The documents required to apply for HDFC Corporate Platinum Credit Card:

  • Duly filled credit card online application form
  • Copy of Form 60 and PAN card.
  • Address proof: PAN card, Passport, Aadhaar card, or a copy of your electricity bill.
  • Income p copy of your Form 16, latest salary slips, or IT returns.
  • 2 passport-sized photographs.
  • An identity proof includes an Aadhaar card, PAN card, or driving license.

HDFC Corporate Platinum Credit Card fee and charges

Fee Type Amount
Annual fee Nil
Additional Card Fee Nil
Interest Free Period Up to 50 days
Minimum Repayment Due 5% or minimum of Rs 200
Charges on revolving Credit 3.49% per month
Late Payment Charges If the statement balance is less than Rs.100 – Nil
Between Rs.100 and Rs.500 – Rs.100
Between Rs.500 and Rs.5,000 – Rs.500
Between Rs.5,001 and Rs.10,000 – Rs.600
Between Rs.10,001 and Rs.25,000 – Rs.800
More than Rs.25,000 – Rs.950
Balance Transfer processing charges 1% of the balance transfer amount or Rs.250. The higher amount will be taken.
Card Processing Fee Rs 200
Reward Redemption Fee Rs 99 per redemption request
Foreign Currency mark-up fee 2.5%
Reissue of lost, stolen, or damage credit card Rs 100

How to apply for HDFC Credit Card

We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:

  • Click here to start the application process.
  • Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
  • Find your preferred HDFC credit card from the list and check your eligibility for the same.
  • If eligible, you can complete the online application

Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.

Though we are not dealing with Student Credit Cards at present. IndiaLends has collaborated with the top banks to offer you a low-annual fee or lifetime free credit cards. It can work well for students also. You can check here our range of credit cards and choose the one that suits you well.