HDFC Regalia First Credit Card

The HDFC Bank Regalia First Credit Card is one of the premium credit cards of HDFC Bank providing multi-dimension offers on various categories like travel, shopping, entertainment, etc. It makes you earn accelerated reward points on their credit card spending and save more on travel expenses. Let’s have a detailed look at all the exciting offers and benefits of HDFC Regalia First Credit Card.

Key highlights of HDFC First Regalia Credit Card

  • It is one of the best travel credit cards that makes you enjoy a host of dining benefits.
  • Makes you earn welcome benefits and reward points on renewal and joining.
  • Annual spending benefits in terms of reward points.
  • Renewal fee waiver.
  • Free airport lounge access at both local and international destinations.

Features and benefits of HDFC Regalia First Credit Card

  • Makes you earn 1000 reward points as a welcome benefit and 1000 points as a renewal benefit once the fee is paid.
  • Avail complimentary membership to the Priority Pass Program of more than 1,000 airport lounges across the globe.
  • Enjoy 3 free visits to priority pass lounges outside India in a calendar year. You need to apply for priority pass membership after completing at least 4 transactions in the last 60 days.
  • Avail of Rs.50 lakh comprehensive insurance coverage against several risks in the event of an air accident.
  • In case, there is a medical emergency in a foreign country, you can avail of Rs.10 lakh as medical emergency protection cost.
  • 1% fuel surcharge waiver
  • There is an HDFC Bank's ‘Good Food Trail’ program designed to offer exclusive dining privileges, by giving up to a 40% discount on dining bills spent at partner restaurants to the cardholders.

The Reward program of HDFC First Regalia Credit Card

  • Earn 4 reward points on each Rs.150 spent on retail transactions.
  • The accrued reward points can be redeemed for air tickets or hotel bookings made through
  • Earn 5,000 Reward Points on annual spending of Rs.3,00,000 or more in each anniversary year.
  • Earn additional 2,500 Reward Points on annual spending of Rs.6,00,000 or more in each anniversary year..

The eligibility criteria to apply for the HDFC First Regalia Credit Card

  • The minimum age to apply for HDFC Diners Club Premium Credit Card is 21 years and the maximum is 60 years. For self-employed, the maximum age to apply for a credit card is 65 years.
  • Must be having a good credit score of 750, or above.

The documents required to apply for the HDFC First Regalia Credit Card

Identity Proof

  • PAN Card
  • Aadhaar Card
  • Driving License
  • Voter’s ID Card
  • Defense ID Card
  • Central and State Govt. issued Photo ID Proof

Residence Proof

  • Aadhaar Card
  • Ration Card
  • Passport
  • Bank Statement latest of 6 months
  • Latest 3 months utility bills proof like electricity bill, telephone bill, and water bill

Income Proof

Latest 3 months’ salary slips

Fee and Charges

Annual fee Rs 1000
Joining Fee Rs 1000
Interest rate 3.49% per month
Cash withdrawal fee 2.5% of the withdrawn amount subject to a minimum of or Rs.500
Rewards Redemption Fee Rs 99 per request
Overlimit Charges 2.5% of the over limit amount subject to a minimum amount of Rs.50
Foreign Currency Transaction 2%
Card Reissuance Fee Rs 100
Card processing fees Rs 100
Add-on Card charge fee NIL

How to apply for HDFC Credit Card at IndiaLends

We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:

  • Click here to start the application process.
  • Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
  • Find your preferred HDFC credit card from the list and check your eligibility for the same.
  • If eligible, you can complete the online application

Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.