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EMI Calculator IFSC Code Blogs FAQsHSBC Smart Value Credit Cards are the best options for those who are looking to save some percentage of money and want to avail themselves of the benefits of exciting reward programs. The reward points come in various forms like bonus points, gift vouchers, cash back, and discounts.
The eligibility criteria to apply for HSBC Smart Value Credit Card
Features and benefits of HSBC Smart Value Credit Card
The documents required to apply for HSBC Smart Value Credit Card:
Proof of Identity and address
Income proof for salaried
Income proof for self-employed
Recent Income Tax returns
Fee and charges of HSBC Smart Value Credit Card
Fee and Charges | Details |
Annual Fee | Rs. 499 (reversed on spending Rs. 50,000 in previous year) |
Finance Charges | Can vary between 1.99% per month (23.88% per annum) to 2.99% per month (35.88% per annum) |
Add-on Fee( Per annum) | NIL |
Interest-free Credit Period | Up to 52 days |
Minimum Payment Due | 5% of the total payment due to the statement plus greater of the past due or over limit due (if any), subject to a minimum of Rs. 100. Interest will be charged on the extended credit as per terms and conditions. |
Duplicate Statement Request | Rs 100 per statement |
Transaction fees for cash advances | 2.5% of transaction amount (subject to a minimum of Rs. 300) |
Late Payment Charges | Minimum Payment Due Amount Up to Rs. 500 – Fine of Rs. 400 Between Rs. 500 & Rs. 1,000 – Fine of Rs. 500 Above Rs. 1,000 – Fine of Rs. 750 |
Over Limit fee | Rs 500 per month |
Foreign Currency Transaction Fee | 3.50% of the amount |
How to apply for HSBC Smart Value Credit Card?
HSBC Credit Card Customer Care
The HSBC credit card customer care number is 1860 108 778 or 1860 500 2277
If you wish to know about more reward credit cards, click here. We IndiaLends have collaborated with the top banks and financial institutions that are offering the best-in-class reward credit cards in terms of bonus points, air miles, cashback, discounts, gift vouchers, and so on.