ICICI Bank Emaralde Credit Card

The ICICI Bank Emaralde Credit Card is one of the best super-premium credit cards for those individuals who are willing to avail of the luxurious benefits. . ICICI Emeralde is designed in two variants for you to choose from– MasterCard and American Express. Packed with wide-ranging benefits, this is one of the best super-premium credit cards in India.

Annual Fee- Rs 12000

Best suited for- Lifestyle

The Eligibility criteria to apply for ICICI Bank Emaralde Credit Card

  • The applicant must be a citizen of India or a Non-resident Indian.
  • Must be having a good CIBIL Score which is 750, or above.
  • He or she must be either be salaried or self-employed with a steady source of income.
  • The primary applicant must be at least 18 years old. The minimum age to apply for a card can be 21 years as well.
  • The net monthly income required to apply for an Emaralde credit card is Rs 3 Lakh

Key Highlights of ICICI Bank Emaralde Credit Card

  • Get a discount of Rs.750 when you buy 2 movie tickets. The discount is applicable on the second movie ticket.
  • Complimentary rounds of golf every month.
  • Get an exciting dining gift voucher of Rs.7,500 on your birthday from Trident Hotels on the American Express card.
  • Complimentary Dream folks DragonPass Membership that allows the cardholders to enjoy complimentary access to spa services at domestic airports.
  • 50% discount given on annual membership fee of Gold’s Gym across all states.
  • omplimentary domestic and international lounge access.

Reward Program of ICICI Emaralde Credit Card

The ICICI Bank Emeralde Credit Card will make you earn PAYBACK points on your transactions. You get-

  • 4 PAYBACK Points on each Rs. 100 spent on all retail transactions excluding fuel
  • 1 PAYBACK Point on every Rs. 100 spent on utilities and insurance categories

You can easily redeem your PAYBACK points using varied options like travel vouchers, movies, lifestyle products, electronic gadgets, or appliances, etc.

Documents required to apply for ICICI Bank Emaralde Credit Card

  • Identity Proof: Aadhar Card/ Voter ID/ Driving License
  • Address Proof: Ration Card/ Voter ID/ Passport
  • Income Proof: Form 16/ IT Returns/ Salary Slips

ICICI Bank Emaralde Credit Card fee and charges

Fee and Charges Amount
Joining Fee & Annual Fee Monthly Plan – Rs. 1,000
Annual Plan – Rs. 12,000
Over Limit Charges NIL
Late Payment Charges NIL
Redemption Handling fee Rs 99 per request
Cash Advance Fee 1.99% (Monthly Rate)
23.88 %(Annual Rate)
Redemption Handling Fee Catalogue-based Redemption- Rs. 99
Online and in-store redemptions- Rs. 25
Foreign Currency Transactions Mark-up of 1.5%
Overdue interest on extended credit 3.40% per month

How to apply for ICICI Credit Card at IndiaLends Platform

We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:

  • Click here to start the application process.
  • Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
  • Find your preferred ICICI credit card from the list and check your eligibility for the same.
  • If eligible, you can complete the online application

Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.

How to apply for ICICI Bank Credit Card on their official website?

  • Visit the official website of ICICI Bank
  • Click on the ‘Credit Cards
  • Click on the ‘Apply Now button
  • Fill in your personal and income details
  • Submit the application
  • The executive will come to pick the necessary documents
  • The bank would verify the details properly before approving the application

ICICI Credit Card Customer Care

There are various ways to contact ICICI Customer Care. You can contact via SMS, Call, or Email. Here are the ways:

Contact on ICICI Credit Card Customer Care Toll-free number

For any queries or grievances related to your ICICI Credit Card, you can call on toll free number 1800 200 3344 between 9 p.m. to 6 p.m. from Monday to Friday

Email address of ICICI Customer Care

ICICI credit card holders can submit their grievances by filling up the complaint form by mentioning their registered email ID.