Indian Oil Axis Credit Card

Anyone who is looking forward to saving more on fuel transactions must apply for IndianOil Axis Bank Credit Card. This card comes with a host of benefits like accelerated rewards, fuel surcharge waivers, discounts, cashback offers on shopping, fine dining, and welcome benefits.

Features and benefits of IndianOil Axis Bank Credit Card

  • Using this card makes you eligible to avail of Cashback up to Rs 250 on all fuel spending within the first 30 days of card issuance.
  • You will get the benefit of accelerated reward points on all the Indian Oil Fuel Outlets. The transactions must be ranging between Rs 100 to Rs 5000 per month.
  • Even it is a fuel credit card, you can enjoy shopping benefits i.e., 1% value back on online shopping.
  • Get up to a 1% fuel surcharge waiver.
  • Enjoy up to 10% discount on booking movie tickets from BookMyShow, via app or website.
  • On each Rs.100 spent with an IndianOil Axis Bank credit card; you will earn 1 Edge Reward Point.
  • Get a 20% discount on dining bills at partner restaurants in India. To avail of the discount, you have to apply at the ‘offer’ section during payment.

The eligibility criteria to apply for IndianOil Axis Bank Credit Card

  • The minimum age to apply for a credit card is 18 years and the maximum is 70 years
  • The add-on card holder’s minimum age is 15 years.
  • Anyone can apply resident or Non-resident of India.
  • Must be having a good credit score which is 750, or above.

The documents required to apply for IndianOil Axis Bank Credit Card

  • Filled credit card application form.
  • PAN Card or Form 60.
  • Identity proof - PAN, driving license, Aadhaar Card, etc.
  • Income proof - latest payslips, Form 16, IT return copy, etc.
  • Residence proof - Passport, Ration Card, electricity bill, Aadhaar, etc.
  • Passport size color photographs of the applicant.

IndianOil Axis Bank Credit Card fee and Charges

Fee Type Amount
Joining Fee Rs.500 + applicable taxes
Annual Fee 2nd year onwards – Rs.500 (waived off on spending Rs.50,000 in a year)
Finance Charges 3.4% per month (49.36% per annum)
Cash Withdrawal Fee Minimum Rs.500 | 3.4% of the amount
Late Payment Charges Nil for total payment up to Rs. 100
Rs. 100 if the total payment is between Rs. 101-Rs. 300
Rs. 300 if the total payment is between Rs. 301-Rs 1,000
Rs. 500 if the total payment is between Rs. 1,001-Rs 5,000
Rs. 600 if the total payment is between Rs. 5,001- Rs 20,000
Rs. 700 if the total payment is Rs. 20,000 and more
Fuel Transaction Surcharge 1% of the transaction amount
Foreign Currency Transaction 3.50% of the transaction Value
Cash Payment Fee Rs 100

We IndiaLends has 50+ credit cards of the top banks that are offering best-in-class rewards in the form of cashback and discounts.

How to apply for a Credit Card with IndiaLends

We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:

  • Click here to start the application process.
  • Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
  • Find your preferred credit card from the list and check your eligibility for the same.
  • If eligible, you can complete the online application

Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.