IndusInd Bank Pioneer Heritage Credit Card

The IndusInd Bank Pioneer Heritage is the first metal card launched by the bank in collaboration with the Mastercard. The card is the best choice for all the ultra-high net worth customers like established entrepreneurs and Indian professionals who are earning high. The card offers a host of benefits across varied categories including travel, wellness, lifestyle, etc. Here are the detailed features and benefits of the card.

Key highlights of IndusInd Bank Pioneer Heritage Credit Card

  • Enjoy a lot of welcome benefits at the time of staying in Oberoi Hotels.
  • Welcome gift of Luxe Gift Card which gives you access to more than 30 global premium brands.
  • Earn 2.5 reward points on every Rs.100 spent during the international visits.
  • Get 4 free golf games every month and 4 free golf lessons every month.
  • Buy one movie ticket and get the other one free at BookMyShow.
  • 24x7 concierge services
  • Personal Air Accident Cover of up to Rs.2.5 crore.
  • Avail of a discount of up to Rs.3,000 on the total bill amount at partner restaurants.
  • Fuel surcharge waiver of 1% on transactions amounting between Rs.400 and Rs.4,000

The reward program of IndusInd Bank Pioneer Heritage Credit Card

  • 1 reward for every Rs.100 spent on domestic spending.
  • 2.5 reward points for every Rs.100 spent on international spending.

The eligibility criteria to apply for the IndusInd Bank Pioneer Heritage Credit Card

  • The applicant must be a citizen of India
  • The minimum age to apply for a credit card is 18 years old.
  • The applicant must have a good credit score of 750, or above with no obvious red flags.
  • Must be having a stable income

The documents required to apply for the IndusInd Bank Pioneer Heritage Credit Card

If you already hold an existing relationship with IndusInd Bank, you may get easily a pre-approved credit card offer and you are not required to submit documents. However, if you are new to IndusInd, here are the main documents required to apply for a credit card.

Identity Proof – PAN Card/Aadhaar Card/Voter ID/Driving License/Passport

Residence Proof – Aadhaar Card/Voter ID/Driving License/Passport/Utility Bills

Income Proof – Latest Salary Slips for Salaried/Last 2-3 ITR & Audited Balance Sheet for Self-employed

Last 6-month Bank Statement

Form 16

Fee and charges of IndusInd Bank Pioneer Heritage Credit Card

Joining Fee Rs 90,000
Annual Fee Rs 25000
Finance Charge 2.99% per month
Add-on Card Fee NIL
Over limit charges NIL
Late Payment Fee NIL
Foreign Currency Mark-up 1.8%
Fuel Surcharge waiver 1% surcharge waived for transactions between Rs.400 and Rs.4,000.
Card replacement Rs 1000

How to apply for IndusInd Bank Credit Card at IndiaLends Platform?

IndiaLends offers a comprehensive list of Indusind Bank credit cards online with multiple cashbacks offer and exciting reward points especially crafted for their customers. The popular types of reward points are Fuel, Dining, Movie tickets, Shopping, premiums, etc.

  • Click here to start the application process.
  • Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
  • Find your preferred IndusInd credit card from the list and check your eligibility for the same.
  • If eligible, you can complete the online application

Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.


As per RBI advisory, For these cards, the bank is currently not accepting credit card applications. In the meantime, you can explore our wide range of credit card offerings by top banks to enjoy great offers, cash back, and reward points.