Kotak Delight Platinum Credit Card

Kotak Delight Platinum Credit Card is one of the best cashback credit cards of Kotak Bank. Using this card, one gets a wide range of premium benefits like exclusive deals, discount offers on travel bookings and dining. You get up to 10% cashback on all spending. Read here in detail about the features and benefits of Kotak Delight Platinum Credit Card:

Key highlights of Kotak Delight Platinum Credit Card

  • 2 BookMyShow vouchers when you first time use the card for any of your spending’s
  • Get cashback of 10% on dining.
  • You also get cashback of 10% on movies.

Features of Kotak Delight Platinum Credit Card

  • Enjoy 10% cashback each month on dining for making a minimum spend of Rs 10,000 each month.
  • You can avail of up to 10% cash back on select movie tickets if the transactions (other than dining and entertainment) made through the card are over Rs.10,000 in a billing cycle.
  • The maximum cashback per billing cycle is Rs.600 including both entertainment and dining transactions.
  • Dining and movie transactions of up to Rs.4000 are eligible for a cash-back.
  • The credit card provides fuel benefits by waiving the surcharge waiver of up to Rs.4,500 every year. The transaction should vary between Rs 400- Rs 4000.
  • Get a railway surcharge waiver of up to Rs.4,500 every year
  • Delight Shield offers an insurance cover of up to Rs.1.25 lakh for misplacement or theft of the card.
  • Offers you add-on Card benefit
  • If the card transaction reached above Rs.1.25 lakh every six months, you can either opt to receive Rs.750 cashback or 4 complimentary PVR tickets.

Kotak Delight Platinum Credit Card Fee and Charges

Joining Fee Rs 1999
Annual Fee Rs 299
Interest charges 3.40%
Add-on Card fee Rs 299 on each card
Minimum Amount Due 5% or 10% (depends on the total amount due)
Over limit charges Rs 500
Foreign currency Mark-up fee 3.5%
Charges for re-issuing the card Rs 100

At present, we are not having Kotak Bank Credit Cards, but we have 50+ credit cards of the top banks like HDFC, YES, CITI, Indusind, SBI, and RBL that are offering best-in-class rewards, cashbacks, and discounts on spending in all the categories.

  • Click here to start the application process.
  • Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
  • Find your preferred credit card from the list and check your eligibility for the same.
  • If eligible, you can complete the online application

Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.