Kotak Delight Platinum Credit Card
Kotak Delight Platinum Credit Card is one of the best cashback credit cards of Kotak Bank. Using this card, one gets a wide range of premium benefits like exclusive deals, and discount offers on travel bookings and dining. You get up to 10% cashback on all spending. Read here in detail about the features and benefits of the Kotak Delight Platinum Credit Card:
Key highlights of Kotak Delight Platinum Credit Card
- 2 BookMyShow vouchers when you first time use the card for any of your spending
- Get cashback of 10% on dining.
- You also get cashback of 10% on movies.
Features of Kotak Delight Platinum Credit Card
- Enjoy 10% cashback each month on dining for making a minimum spend of Rs 10,000 each month.
- You can avail of up to 10% cash back on select movie tickets if the transactions (other than dining and entertainment) made through the card are over Rs.10,000 in a billing cycle.
- The maximum cashback per billing cycle is Rs.600 including both entertainment and dining transactions.
- Dining and movie transactions of up to Rs.4000 are eligible for a cash-back.
- The credit card provides fuel benefits by waiving the surcharge waiver of up to Rs.4,500 every year. The transaction should vary between Rs 400- Rs 4000.
- Get a railway surcharge waiver of up to Rs.4,500 every year
- Delight Shield offers an insurance cover of up to Rs.1.25 lakh for misplacement or theft of the card.
- Offers you add-on Card benefit
- If the card transaction reached above Rs.1.25 lakh every six months, you can either opt to receive Rs.750 cashback or 4 complimentary PVR tickets.
Kotak Delight Platinum Credit Card Fee and Charges
Joining Fee |
Rs 1999 |
Annual Fee |
Rs 299 |
Interest charges |
3.40% |
Add-on Card fee |
Rs 299 on each card |
Minimum Amount Due |
5% or 10% (depends on the total amount due) |
Over limit charges |
Rs 500 |
Foreign currency Mark-up fee |
3.5% |
Charges for re-issuing the card |
Rs 100 |
At present, we are not having Kotak Bank Credit Cards, but we have 50+ credit cards of the top banks like HDFC, YES, CITI, IndusInd, SBI, and RBL that are offering best-in-class rewards, cashback, and discounts on spending in all the categories.
- Click here to start the application process.
- Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
- Find your preferred credit card from the list and check your eligibility for the same.
- If eligible, you can complete the online application
Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.