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EMI Calculator IFSC Code Blogs FAQsThe Kotak Essentia Platinum Delight Credit Card is known for offering great rewards to the user. It helps the shopping lover to save more on grocery spending or swiping the card at the departmental store. Read here in detail about the features and benefits of the Kotak Essentia Platinum Credit Card.
The features of Kotak Essentia Platinum credit card:
The eligibility criteria to apply for Kotak Essentia Platinum Credit Card
The document required to apply for Kotak Essentia Platinum Credit Card
Both Self-employed and Salaried
Salaried- Income proof
Self-employed- Income Proof
Kotak Essentia Platinum Credit Card fee and charges
Joining Fee | Rs 1499 |
Annual Fee | Rs 749 |
Add-on Charges | |
Finance Charges | 3.50 per month/ 42% per annum |
Minimum Amount Due | Between 5% and 10% of Total Amount Due |
Late Payment Charges | Rs. 100 for an amount less than or equal to Rs. 500. Rs. 500 for an amount between Rs. 500.01 & Rs. 10,000 Rs. 700 for an amount greater than Rs. 10,000 |
Over-limit Charges | Rs 500 |
Foreign Currency Mark-up | 3.50% of the amount |
Card replacement charges | Rs 100 |
At present, we are not having Kotak Bank Credit Cards, but we have 50+ credit cards the top banks like HDFC, YES, CITI, IndusInd, SBI, and RBL that are offering best-in-class rewards, cashback, and discounts on spending in all the categories.
Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.