Kotak Urbane Gold Credit Card suits well to those who love shopping and does the same regularly. For each Rs.100 spent, you will earn 3x reward points and redeem them against the purchases made with your Urbane Gold Credit Card. Read on to know more about Kotak Urbane Credit Card limit, benefits, fees, and more.
Key highlights of Kotak Urbane Gold Credit Card
Eligibility criteria to apply for a Kotak Urbane Gold Credit Card
The documents required to apply for a Kotak Urbane Gold Credit Card
Both Self-employed and Salaried
Salaried- Income proof
Self-employed- Income Proof
Kotak Urbane Gold Credit Card fee and charges
|Annual Fee||Rs. 199 (Waived if annual spends exceed Rs. 15,000)|
|Interest Charged on Outstanding balance||3.50% or 42%|
|Minimum Amount Due||5% or 10% of the total amount due as decided by the bank|
|Late Payment Charges||Rs. 100 for amount till Rs. 500
Rs. 500 for amount between Rs. 500 and Rs. 10,000
Rs. 700 for amounts greater than Rs. 10,000
|Overlimit Charges||Rs 500|
|Foreign Currency Mark-up||3.5%|
|Re-issue of the Card||Rs 100|
At present, we are not having Kotak Bank Credit Cards, but we have 50+ credit cards of the top banks like HDFC, YES, CITI, Indusind, SBI, and RBL that are offering best-in-class rewards, cashbacks, and discounts on spending in all the categories.
Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.