Standard Chartered Platinum Reward Credit Card
Standard Chartered Platinum Credit Card is one of the best shopping and lifestyle credit card that makes the cardholder avail of the benefit of accumulated platinum rewards credit card. These accumulated reward points can further be used for paying off the utility and card bills. Read on to know more about the features and benefits of this SCB Credit Card.
Features and Benefits of Standard Chartered Platinum Rewards Credit Card
- The card comes up with a contactless feature that allows you to experience faster and more secure transactions.
- Easy EMI conversions of the purchases done
- Earn up to 5X reward points, for every Rs.150 on fuel and dining.
- Earn 1X reward point on each Rs.150 spent on varied categories such as fuel, dining, shopping, etc. from your SC Platinum Rewards Credit Card.
- Enjoy a range of discounts cashback offers on fuel, shopping, dining, etc. on using your SC Platinum Rewards Credit Card.
- Get a 15% discount and up to Rs. 2000 cashback on shopping with brands like BIBA, Hamleys, Central, Croma, and many more outlets.
- Enjoy up to 25% discount on movie tickets and a 10% discount on food and beverages on Fridays, Saturdays, and Sundays at INOX
The eligibility criteria to apply for Standard Chartered Platinum Rewards Credit Card
- The minimum age to apply for a credit card is 21 years and the maximum is 65 years old.
- He/ she must have a steady monthly income.
- Applicant must reside in the particular credit card sourcing city or location of the bank.
- Must be having a good credit score of 750, or above.
- The minimum monthly income requirement for self-employed and salaried is Rs 32500 per month.
The documents required to apply for Standard Chartered Platinum Rewards Credit Card
- One must have a valid KYC document such as a Voter Id card, Aadhaar Card, Passport, Driving License, etc.
- Permanent Account Number (PAN) card or Form 60 if PAN is unavailable.
- Income proof such as salary slips and income tax returns.
- Bank or credit card statements.
- The cards are applicable for both salaried and self-employed
- The minimum income requirement for salaried is Rs 90,000 per month and self-employed is Rs 10 Lakh
Fee and charges of Standard Chartered Platinum Rewards Credit Card
| Joining Fee |
Rs 250 plus taxes |
| Annual Fee |
250 + tax. Waived on annual spends > 60,000 |
| Annual Percentage Rate |
Annual rate of interest of 41.88% charged for all Standard Chartered credit cards.
For all instant credit card variants, the annual interest rate of 23.88% is chargeable.
Cash transactions will attract an interest rate of 41.88% on annual basis. |
| ATM Withdrawals |
3% of the amount withdrawn subject to a maximum of Rs.300. |
| Late Payment Charges |
Rs.0 for outstanding balance less than or equal to Rs.100.
Rs.100 for outstanding balance amount between Rs.101 and Rs.500.
Rs.500 for outstanding balance amount between Rs.501 and Rs.5,000.
Rs.700 for outstanding balance between Rs.5,001 and Rs.15,000.
Rs.800 for outstanding balance amount greater than Rs.15,000.
Rs.800 for outstanding balance amount between Rs.10,000 and Rs.25,000.
Rs.1,200 for outstanding balance of more than Rs.25,000. |
At present, we are not having Standard Chartered bank Credit Cards, but we have 50+ credit cards of other top banks like HDFC, YES, CITI, Indusind, SBI, and RBL that are offering best-in-class rewards, cashbacks, and discounts on spending in all the categories.
- Click here to start the application process.
- Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
- Find your preferred credit card from the list and check your eligibility for the same.
- If eligible, you can complete the online application
Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.
