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Which Bank Credit Card Is Best? | Compare Top Cards in India [2025 Guide]
Looking for the best credit card in India? Whether it's cashback, airport lounge access, travel perks, or easy approval, IndiaLends helps you compare and apply for the right credit card—fast and hassle-free.
Which Bank Credit Card Is Best in India?
Here's a comparison of the top credit cards in India based on usage type, features, and approval ease:
Bank & Card | Best For | Key Benefits | Min. Salary (Monthly) | Apply Now |
HDFC Regalia | Travel + Dining | 12 lounge visits/year, 4x rewards, low forex fee | ₹45,000 | |
HDFC Millennia | Cashback | 5% cashback on Amazon, Flipkart, Swiggy | ₹25,000 | |
SBI Card ELITE | Lounge + Lifestyle | 6 international lounge visits, BookMyShow offer | ₹50,000 | |
SBI SimplyCLICK | Online Shopping | 5x rewards on online spends | ₹20,000 | |
Axis Magnus | Premium Travel | Unlimited international lounge access, rewards | ₹80,000 | |
Axis Ace | Cashback + Easy Approval | 2% cashback on all spends | ₹18,000 | |
ICICI Amazon Pay | E-commerce | 5% cashback for Prime users | ₹15,000 | |
IndusInd Platinum Aura | Lifestyle | Lounge access + fuel surcharge waiver | ₹25,000 | |
BOB Premier Credit Card | Cashback + Dining | 5x rewards on groceries and dining | ₹20,000 |
Which HDFC Credit Card Is Best?
Which HDFC credit card is good for salaried employees?
HDFC Millennia – Best for ₹25K–30K salary range, offers strong cashback on digital spends.
Which is best credit card in HDFC for travel & lifestyle?
HDFC Regalia – Known for lounge access, travel rewards, and global usage benefits.
Which SBI Credit Card Is Best?
Which SBI credit card is best for EMI and shopping?
SBI PRIME – EMI conversion on big purchases + bonus reward points.
SBI which credit card is best for lounges & lifestyle?
SBI ELITE – Includes free lounge access, concierge, and international privileges.
Which Axis Credit Card Is Best?
Axis Bank which credit card is best for luxury perks?
Axis Magnus – Unlimited lounge access, hotel perks, concierge service.
Which Axis credit card is best for cashback?
Axis Ace – 2% on all spends and up to 5% on bill payments via Google Pay.
Which ICICI Credit Card Is Best?
ICICI Amazon Pay Card – Top pick for frequent Amazon users with up to 5% cashback and zero joining fee.
Which Bank Gives Credit Cards Easily?
If you're new to credit or want fast approval, these cards are ideal:
Use IndiaLends Credit Card Eligibility Checker to find out which credit cards you qualify for in under 2 minutes.
Which Credit Card Gives Access to Airport Lounges?
Credit Card | Lounge Access |
HDFC Regalia | 12 free domestic visits/year |
SBI ELITE | 6 international + 8 domestic |
Axis Magnus | Unlimited international lounges |
IndusInd Legend | 4 free visits/quarter |
Frequently Asked Questions (FAQs)
Which bank credit card is best in India in 2025?
HDFC Regalia, Axis Magnus, and SBI ELITE are top performers for their benefits, access, and rewards.
Which credit card is good for salaried employees?
Start with HDFC Millennia, Axis Ace, or SBI SimplyCLICK—designed for moderate salaries with high returns.
Which bank gives credit cards easily?
Axis, SBI, ICICI, and Bank of Baroda offer beginner-friendly cards with easier approvals.
Which SBI credit card is best for EMI?
SBI PRIME allows EMI conversion with good reward benefits—perfect for EMI-centric users.
Which HDFC credit card is best for lounge access?
HDFC Regalia offers 12 free airport lounge visits per year—ideal for frequent travelers.
Apply for the Best Credit Cards via IndiaLends
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