YES Prosperity Business Credit Card

The YES Prosperity Business Credit Card makes it easier to manage business financial transactions. It is one of the best business credit cards of YES Bank. Using this card, one can avail of the benefit of accelerated reward points for each of the spending be it buying domestic airline tickets or making a stay during the travel by offering complimentary lounge access in international and domestic airports. Read know about this card.

Features and Benefits of YES Prosperity Business Credit Card

  • Earn 10,000 reward points on making the first transaction within 30 days of card issuance as a welcome benefit.
  • Earn 10000 reward points on exceeding transactions worth Rs 6 Lakh on each anniversary year from the date of card issuance.
  • Get 3 complimentary international lounge access in a calendar year.
  • Get Rs.50 lakh air accidental insurance cover with the card.
  • Register on YES PayNow and get 500 reward points.
  • Earn 7,500 reward points every time on the card
  • Earn 4 reward points on every Rs.100 spent on retail shopping.
  • Enjoy a fuel surcharge waiver on your fuel purchases between Rs.400 to Rs.5,000.
  • Get 24x7 dedicated concierge assistance who will help you in the booking of hotels, flight tickets, restaurant tables, and movie tickets assistance.

The eligibility criteria to apply for YES Prosperity Business Credit Card

  • The minimum age to apply for a credit card is 21 years and the maximum is 70 years.
  • Must be having a good credit score which is 750, or above
  • The minimum income requirement to apply for a credit card is 5 Lakh per annum.
  • Self-employed, a proprietor, partner, or a partnership firm.

The document required to apply for YES Prosperity Business Credit Card

Both Self-employed and Salaried

  • Completed application form
  • Passport-size photographs
  • Proof of identity (copy of PAN, Aadhaar, passport, etc.)
  • Proof of residence (utility bills, driving license, PAN, Aadhaar, etc.)

Salaried- Income proof

  • Latest salary slips
  • Form 16
  • Bank statements

Self-employed- Income Proof

  • Income proof
  • Statement of accounts
  • Proof of business

YES Prosperity Business Credit Card fee and charges

First Year Fee Rs 2499 per annum
Welcome Reward points 10,000 Reward Points on first transaction within 30 days of issuance of credit card or upgrade of the card
Renewal Fee Rs 2499 per annum
Renewal Reward points 7,500 Reward Points on each renewal
Foreign currency mark-up charge 2.50% on the transaction amount

How to apply for YES Bank Credit Card via IndiaLends

We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:

  • Click here to start the application process.
  • Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
  • Find your preferred YES Bank credit card from the list and check your eligibility for the same.
  • If eligible, you can complete the online application

Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.

We IndiaLends is one of the best digital lending platforms having 50+ credit cards of the top banks that are offering the best-in-class reward programs in terms of discounts and Cashback.