YES Prosperity Cashback Credit Card

YES Prosperity Cashback Credit Card

Looking for a credit card that makes you earn unmatched cashback and superlative lifestyle privileges? Apply for YES Prosperity Reward Credit Card. It makes you earn cashback on all utility bill payments. The best is that all cashback earned is directly added to your account. Read here in detail about this card.

Features and Benefits of YES Prosperity Cashback Credit Card

  • On joining the card, the member gets a cashback of Rs 250 as a welcome gift for making a transaction worth Rs 2500 within the first 30 days of card issuance.
  • The cardmember gets a cashback of 5% on movie ticket bookings, shopping, grocery, and utility bill payments. 0.50% cashback on all other retail spends is also provided.
  • Avail 1% fuel surcharge waiver across all fuel stations in India for transaction between INR 400 to INR 5,000
  • Get great offers and discounts across travel, shopping, dining in selected cities only.

The eligibility criteria to apply for the YES Prosperity Cashback Credit Card

  • The minimum age to apply for a credit card is 21 years and the maximum is 60 years.
  • The minimum monthly income requirement is Rs 25000 per month
  • The income requirement for self-employed is Rs 5 Lakh per annum
  • Must be having a good credit score of 750, or above

The documents required to apply for the YES Prosperity Cashback Credit Card

Both Self-employed and Salaried

  • Completed application form
  • Passport-size photographs
  • Proof of identity (copy of PAN, Aadhaar, passport, etc.)
  • Proof of residence (utility bills, driving license, PAN, Aadhaar, etc.)

Salaried- Income proof

  • Latest salary slips
  • Form 16
  • Bank statements

Self-employed- Income Proof

  • Income proof
  • Statement of accounts
  • Proof of business

YES Prosperity Cashback Credit Card Fee and charges

Joining fee 999+ applicable taxes
Renewal Fee 999+ applicable taxes
Minimum amount due 5% of outstanding/ Minimum Rs 200
Add-on Card Fee Nil
Finance charges 3.50% p.m. / 42.00% p.a.
Overlimit fee 2.5% of over limit amount / Min. Rs.500
Cash advance fee 2.5% of withdrawn amount / Min. Rs. 300
Reward Redemption fee Rs 100
Payment Return charges Rs 350 per instance
Card replacement Rs 100
Foreign currency exchange mark-up 3.40%
GST 18% plus GST
Late Payment fee For Amount less than Rs. 100 – Nil
Between Rs. 101 and Rs. 500 – Rs. 100
Between Rs. 501 and Rs. 5,000 – Rs. 400
Between Rs. 5,001 and Rs. 20,000 – Rs. 500
For amount greater than Rs. 20,000 – Rs. 700

How to apply for YES Bank Credit Card via IndiaLends

We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:

  • Click here to start the application process.
  • Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
  • Find your preferred YES Bank credit card from the list and check your eligibility for the same.
  • If eligible, you can complete the online application

Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.

We IndiaLends is one of the best digital lending platforms having 50+ credit cards of the top banks that are offering the best-in-class reward programs in terms of discounts and Cashback.