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EMI Calculator IFSC Code Blogs FAQsLooking for a credit card that makes you earn unmatched cashback and superlative lifestyle privileges? Apply for YES Prosperity Reward Credit Card. It makes you earn cashback on all utility bill payments. The best is that all cashback earned is directly added to your account. Read here in detail about this card.
Features and Benefits of YES Prosperity Cashback Credit Card
The eligibility criteria to apply for the YES Prosperity Cashback Credit Card
The documents required to apply for the YES Prosperity Cashback Credit Card
Both Self-employed and Salaried
Salaried- Income proof
Self-employed- Income Proof
YES Prosperity Cashback Credit Card Fee and charges
Joining fee | 999+ applicable taxes |
Renewal Fee | 999+ applicable taxes |
Minimum amount due | 5% of outstanding/ Minimum Rs 200 |
Add-on Card Fee | Nil |
Finance charges | 3.50% p.m. / 42.00% p.a. |
Overlimit fee | 2.5% of over limit amount / Min. Rs.500 |
Cash advance fee | 2.5% of withdrawn amount / Min. Rs. 300 |
Reward Redemption fee | Rs 100 |
Payment Return charges | Rs 350 per instance |
Card replacement | Rs 100 |
Foreign currency exchange mark-up | 3.40% |
GST | 18% plus GST |
Late Payment fee | For Amount less than Rs. 100 – Nil Between Rs. 101 and Rs. 500 – Rs. 100 Between Rs. 501 and Rs. 5,000 – Rs. 400 Between Rs. 5,001 and Rs. 20,000 – Rs. 500 For amount greater than Rs. 20,000 – Rs. 700 |
How to apply for YES Bank Credit Card via IndiaLends
We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:
Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.
We IndiaLends is one of the best digital lending platforms having 50+ credit cards of the top banks that are offering the best-in-class reward programs in terms of discounts and Cashback.