To,
TransUnion CIBIL Limited
[Formerly known as Credit Information Bureau (India) Limited]
19th Floor, One World Centre Tower-2A-2B,
841 Senapati Bapat Marg,
Lower Parel,
Mumbai – 400 013
Sub: Grant of Consent
In connection with submission of the application for my credit information
(“Consumer Credit Information”) and other related credit products (Credit Products) offered by CIBIL
through GC Web Ventures Private Limited (referred to as the “Company”) and delivery of the
Consumer Credit Information and Credit Products to the Company, I hereby acknowledge and agree to the following:
A. The Company is my lawfully appointed agent and he / it has agreed to be my agent for
the purposes, including, without limitation, to receive the Consumer Credit Information and Credit Products
from TUCL on my behalf and use it and the Company has granted its consent for
being appointed for the aforesaid purpose.
B. I grant my unconditional consent to the Company to receive the Consumer Credit
Information and Credit Products from TUCL on my behalf and the Company has granted its consent for being appointed for the
aforesaid purpose. I hereby represent and acknowledge that the Terms of Understanding in relation to the use of the
Consumer Credit Information and Credit Products has been agreed between me and the Company.
C. I hereby expressly grant unconditional consent to, and direct, TUCL to deliver my Consumer Credit Information
and Credit Products to the Company on my behalf.
D. I agree that my consent shall be stored by the Company on a permanent basis and shall be verifiable from time to time.
I understand that the Company cannot access the Consumer Credit Information for more than 6 months on a single Consumer
Consent and the same shall be required to be refreshed every six (6) months.
Company can store the Consumer Credit Information only for (i) a limited time period of six months or
(ii) till such time the credit information is required to be retained to satisfy the purpose for which it was provided or
(iii) until I withdraw my consent to store such Consumer Credit Information, whichever is earlier and thereafter,
the stored Consumer Credit Information shall be deleted, purged, expunged by the Company.
E. I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from,
arising out of, or in any way related to: (a) delivery of my Consumer Credit Information and Credit Products to the Company ;
(b) any use, modification or disclosure by the Company of the contents, in whole or in part,
of my Consumer Credit Information or Credit Products , whether authorized or not;
(c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company.
F. I acknowledge and accept that TUCL has not made any promises or representations to me in order to induce me to provide
my Consumer Credit Information or seek any consent or authorization in this regard.
G. I agree that I may be required to record my consent/provide consent electronically and in all such cases
I understand that by clicking on the "I Accept" button below, I am providing "written consent" to
IndiaLends authorizing IndiaLends to obtain my Consumer Credit Information from my personal credit
profile from TransUnion CIBIL LIMITED]. I further authorize IndiaLends to obtain such information solely
to provide me with services in relation to (i) determination of my credit worthiness with respect to
various financial products offered by the Company's lending partners; and (ii) credit monitoring that
would enable me to monitor various active loan products, new enquiries, movement of credit score,
delayed payments flags etc.,. Further in all such cases “By checking this box and clicking on the ‘Authorize
button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its
terms, and confirm my authorization for G C Web Ventures Private Limited (“IndiaLends") to obtain my
Consumer Credit Information and Credit Products.
H. I understand that in order to deliver the product to me, I hereby authorize [COMPANY],
to obtain my Consumer Credit Information and Credit Products from TUCL.
I. By submitting this registration form, I understand that I am providing express written consent for [COMPANY] to request
and receive information about me from third parties, including but not limited to a copy of my consumer credit report and
score from consumer reporting agencies, at any time for so long as I have an active [COMPANY] account.
I further authorize [COMPANY] to retain a copy of my information for use in accordance with [COMPANY’S] Terms of Use and
Privacy Policy.
J. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES,
INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
K. I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release,
waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns,
jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits,
costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity,
whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the
submission of my Consumer Credit Information or Credit Products and / or my decision to provide TUCL with the authority to
deliver my Consumer Credit Information and Credit Products to the Company . I agree to defend, indemnify, and hold harmless the
Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in
connection with this letter.
L. I agree that the terms of this confirmation letter shall be governed by the laws of India and
shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any
dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person
without taking my prior written consent.
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