Personal Loans ranging from Rs.25K to Rs.25L with a tenure starting from 6 months.
35
Banks / NBFCs
20K
Customers
18
Months in Operations
Personal Loans in Cuttack are easily available through a lot of Banks and NBFCs who provide loans at attractive interest rates. Personal Loans in Cuttack range from Rs. 25,000 to Rs. 25 Lakhs with a tenure period of one to five years. Personal loans in Cuttack are ideal for times of emergencies as the loan is obtained instantly. A personal loan is also known as an unsecured loan i.e. you do not have to provide any asset against the loan. Moreover, minimal documentation and processing time is taken for the loan approval process.
Former capital of Odisha, Cuttack is the second largest city situated on a spilt of land between the Kathajodi River and the Mahanadi River. The city is also known as the Millennium city as well as the Silver city. Widely referred as the commercial capital of Odisha, the city has the largest GDP among all the other cities. Hub to multiple industries, multiple banks and NBFCs are expanding their business in Cuttack by providing multiple forms of credit at a decent rate to the customers in Cuttack.
For obtaining a personal loan with ease in Cuttack, there are multiple factors which you should keep in mind before you apply for it such as, a good credit score, adequate monthly income, meeting minimum age requirement, reputation of the company you work for etc. After you apply for a personal loan, your credit report containing your credit history and your final credit score is reviewed by the lender. Thus, if you have a good credit score, lenders would give you a personal loan at low-interest rates.
It is best to carry out detailed research and gather relevant information before taking a personal loan. The interest rates, processing fees, flexibility of tenure and pre-payment charges should be compared and the best option should be chosen. Many people fall into the trap of borrowing from private lenders who charge a very high rate of interest. At times, the interest rates can go as high as 30%. It is advisable to turn to online lending platforms as the loans are provided at lower interest rates at these platforms. To get the best deal without going through a lot of trouble, online lending platforms such as IndiaLends.com are a good option. Applying for a personal loan online is convenient as most of the work is done by the online platform. When you apply for a personal loan online, your application is sent to various Banks and NBFCs according to your profile who make a lending decision after reviewing your application. Online platforms like IndiaLends operate without charging any extra fees or attached hidden costs.
A Personal loan is a form of credit offered by financial institutions for the borrower’s personal use.
It is an unsecured loan and doesn’t require collateral as security or a guarantor to avail the loan.
*The figures provided in the table are indicative subject to change from time.
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Good Credit Score
Above 21 years of Age
Salaried professional
Resident of India
Valid Bank Account
PAN Card and Voter ID Card/Driving License
Bank Statements for the last three months
Salary Slip for last three months
Personal Loans in Cuttack Reviews
Your reviews motivate us and help us make our service even better
Vishal Gautam
I was not able to get a personal loan since my CIBIL score was very low. IndiaLends helped me improve my credit health. As my credit score is 750 now, I am planning to apply for a personal loan once again.
5.0
Ram Desai
Based on the customer service, the overall experience with IndiaLends has been great. The security precautions that IndiaLends provides to their customers is definitely, by far, the best I've experience with any lending company till date.
4.0
Sania Singh
I really appreciate their service. As they do what they say. I applied for an unsecured personal loan with IndiaLends and it got disbursed within six days. Though the rate of interest is a bit high, but I guess it is fine when you are in urgent need of a cash.
3.0
Rashee Maggu
I applied for a personal loan at IndiaLends. The process was really swift and satisfactory. I really appreciate their customer service as they do wonderful job in showing right financial path to their customers.
4.0