Personal Loans ranging from Rs.25K to Rs.25L with a tenure starting from 6 months.
35
Banks / NBFCs
20K
Customers
18
Months in Operations
Personal Loans in Raipur can be borrowed with ease as lot of financial institutions provide them at an affordable interest rate. A personal loan is the best option if you do not have an asset to provide as collateral as it is a type of unsecured loan which can be obtained instantly. The loan amount ranges from Rs. 25,000 to Rs. 25 Lakhs with a tenor of one to five years. Personal loans in Raipur can be the best option during the time of emergencies as the loan is provided instantly.
A personal loan is also known as a multipurpose loan. It can be obtained for paying off medical bills, home renovation, wedding expenses, purchasing personal durable goods etc. Moreover, a personal loan can be used to pay off multiple unpaid loans by opting for debt consolidation or balance transfer.
Raipur is the largest and the capital city of the state of Chhattisgarh. Referred as the rice bowl of India, the city is famous for growing hundreds of varieties of rice. Being the upcoming business hub in Chhattisgarh, the city is becoming an important regional commercial and industrial destination for the coal, power, plywood, steel, and aluminum industries. Raipur is the largest market of steel in India. With its flourishing economy, Banks and NBFCs are expanding their business in Raipur by providing multiple loans to their customers.
A personal loan in Raipur can be easily borrowed if you have a good credit score i.e, above 700. A good credit score indicates that you are a responsible towards your finances as you make your payments on time. Moreover, there are other factors which might affect your loan application approval process. For example, your monthly salary, reputation of the company you work in, your home ownership type etc.
It is best to carry out detailed research and gather relevant information before taking a personal loan. The interest rates, processing fees, flexibility of tenure and pre-payment charges should be compared and the best option should be chosen. Many people fall into the trap of borrowing from private lenders who charge a very high rate of interest. At times, the interest rates can go as high as 30%. It is advisable to turn to online lending platforms as the loans are provided at lower interest rates at these platforms. To get the best deal without going through a lot of trouble, online lending platforms such as IndiaLends.com are a good option. Applying for a personal loan online is convenient as most of the work is done by the online platform. When you apply online, your application is sent to various Banks and NBFCs according to your profile who make a lending decision after reviewing your application. Online platforms like IndiaLends operate without charging any extra fees or attached hidden costs.
A Personal loan is a form of credit offered by financial institutions for the borrower’s personal use.
It is an unsecured loan and doesn’t require collateral as security or a guarantor to avail the loan.
*The figures provided in the table are indicative subject to change from time.
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Good Credit Score
Above 21 years of Age
Salaried professional
Resident of India
Valid Bank Account
PAN Card and Voter ID Card/Driving License
Bank Statements for the last three months
Salary Slip for last three months
Personal Loans in Raipur Reviews
Your reviews motivate us and help us make our service even better
Vishal Gautam
I was not able to get a personal loan since my CIBIL score was very low. IndiaLends helped me improve my credit health. As my credit score is 750 now, I am planning to apply for a personal loan once again.
5.0
Ram Desai
Based on the customer service, the overall experience with IndiaLends has been great. The security precautions that IndiaLends provides to their customers is definitely, by far, the best I've experience with any lending company till date.
4.0
Sania Singh
I really appreciate their service. As they do what they say. I applied for an unsecured personal loan with IndiaLends and it got disbursed within six days. Though the rate of interest is a bit high, but I guess it is fine when you are in urgent need of a cash.
3.0
Rashee Maggu
I applied for a personal loan at IndiaLends. The process was really swift and satisfactory. I really appreciate their customer service as they do wonderful job in showing right financial path to their customers.
4.0