Personal Loans ranging from Rs.25K to Rs.25L with a tenure starting from 6 months.
35
Banks / NBFCs
20K
Customers
18
Months in Operations
Personal loans in Surat are provided by multiple of financial institutions and NBFCs at an affordable interest rate with loan amount ranging from Rs. 25,000 to Rs. 25 Lakhs and a tenure period of one to five years. A personal loan does not require you to provide an asset as collateral as it is a type of unsecured loan. Unsecured Personal loans in Surat are best suited for times of contingencies as the loan is provided instantly. Minimal documentation and processing time is taken for the loan approval process. Also, personal loans can help you save up some amount as the interest rates are lower than credit card rates.
Usually, a personal loan is obtained for various purposes such as paying off medical bills, home renovation, wedding expenses, personal durable goods and travel expenses. You can use a personal loan if you want to pay off multiple unpaid loans by opting for debt consolidation or balance transfer.
Surat, the first smart IT city in India, is famous for its textiles, food, and most importantly, diamonds, Over 90 per cent of the world’s diamonds are polished in Surat. The city is constituted by the Microsoft CityNext Initiative and has tied up with IT services majors - Tata Consultancy Services and Wipro. The emergence of digital technology has equipped people with knowledge and convenience of obtaining credit products. Instead of visiting a bank, natives of Surat can take advantage of the online services of FinTech companies like IndiaLends. Our services are completely free and you can get some of the best personal loan offers in Surat.
To get low interest personal loans, you need to fulfill the personal loan eligibility criteria of a financial institution. Financial institutions prefer loan applicants with a fair credit history. However, if you have a poor credit score for any reason, you can still find a loan, but at a higher interest rate. You can work towards improving your credit score over a period by proper credit management. Personal Loan in Surat is available for individuals who earn at least Rs. 20,000 per month. If your company is listed with a bank, it is a plus point but not a mandatory condition for a loan. Moreover, you need to give the recent salary slips and salary account statement to prove your financial credentials. Apart from that, identity proof, address proof and PAN Card are other required documents to get a loan. Several other factors such as tenure of employment in current company and total work experience are also taken into consideration by banks and NBFCs in Surat.
IndiaLends offers free customer support to personal loan aspirants. You don’t need to pay any charges or commission to us. The main benefits of availing our services are - convenience, best loan offers, and 100 per cent transparency .By using our services, you can easily avail a good loan offer meant for you. When you apply personal loan in Surat through us, you just need to fill up a simple form. We handle everything for you ranging from documentation to disbursal. Our experienced customer assistance team will help you fill up your online loan application form and will guide you during the entire procedure. You can get in touch with us in case you have any questions or concerns, we are happy to help you get the best personal loan in Surat.
You can also check your personal loan eligibility by visiting our website. Moreover, we have an efficient personal loan EMI calculator which will help you get an idea of how much loan amount you should borrow. Furthermore, you can also benefit from our free credit report service before applying for a loan which gives an in-depth analysis of your credit history.
A Personal loan is a form of credit offered by financial institutions for the borrower’s personal use.
It is an unsecured loan and doesn’t require collateral as security or a guarantor to avail the loan.
*The figures provided in the table are indicative subject to change from time.
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Loan Disbursal
Receive the loan amount within two days.
Find out your customized interest rate for a Personal Loan in Surat
Good Credit Score
Above 21 years of Age
Salaried professional
Resident of India
Valid Bank Account
PAN Card and Voter ID Card/Driving License
Bank Statements for the last three months
Salary Slip for last three months
Personal Loans in Surat Reviews
Your reviews motivate us and help us make our service even better
Vishal Gautam
I was not able to get a personal loan since my CIBIL score was very low. IndiaLends helped me improve my credit health. As my credit score is 750 now, I am planning to apply for a personal loan once again.
5.0
Ram Desai
Based on the customer service, the overall experience with IndiaLends has been great. The security precautions that IndiaLends provides to their customers is definitely, by far, the best I've experience with any lending company till date.
4.0
Sania Singh
I really appreciate their service. As they do what they say. I applied for an unsecured personal loan with IndiaLends and it got disbursed within six days. Though the rate of interest is a bit high, but I guess it is fine when you are in urgent need of a cash.
3.0
Rashee Maggu
I applied for a personal loan at IndiaLends. The process was really swift and satisfactory. I really appreciate their customer service as they do wonderful job in showing right financial path to their customers.
4.0