Personal Loans ranging from Rs.25K to Rs.25L with a tenure starting from 6 months.
35
Banks / NBFCs
20K
Customers
18
Months in Operations
Personal loans in Trivandrum can be easily from multiple banks and NBFCs at a decent interest rate with loan amount ranging from Rs. 25,000 to Rs. 25 Lakhs with a tenure period of one to five years. Personal loans are unsecured loans and do not require an asset to be provided against the loan.
Usually, a personal loan is also called a multipurpose loan. You can borrow it for numerous purposes such as paying your medical bills, education fees, home renovation, covering wedding expenses, purchasing personal durable goods etc. You can use a personal loan if you want to pay off multiple unpaid loans by opting for debt consolidation or balance transfer.
Trivandrum, also known as Thiruvananthapuram, is largest capital of the Indian state of Kerala. Being the most populous city, it is a major IT hub in India. The city contributes 80% of Kerala’s software exports. Referred as the evergreen city of India and with its rapid growing economy, multiple financial institutions are expanding their business by providing multiple credit options to their customers. Since, the economy is mostly dependent on tertiary activities, banks and NBFCs in Trivandrum are providing personal loans to the people in Trivandrum at a good terms and conditions.
For getting a Personal Loan in Trivandrum, you must have a good credit history and adequate salary to get your personal loan application approved by the lender. Apart from a good credit history, lenders will also look at your work experience, reputation of the company you work in and your home ownership etc., while assessing your credit worthiness. For making a lending decision, the lender looks at your credit report containing your credit history and your personal contact details along with the loan amount for the loan approval.
It is best to carry out adequate research while applying for a personal loan. The interest rates, processing fees, flexibility of tenure and pre-payment charges should be compared online and the best option should be chosen. Many people fall into the trap of borrowing from small private lenders who charge a very high rate of interest. At times, the interest rates can go as high as 30%. It is advisable to turn to online lending platforms as the loans are provided at lower interest rates at these platforms. To get the best deal without going through a lot of trouble, online lending platforms such as IndiaLends.com are a good option. Applying for a personal loan online is convenient as most of the work is done by the online platform. When you apply online, your application is sent to various banks and NBFCs according to your profile who make a lending decision after reviewing your application. Online platforms like IndiaLends operate without charging any extra fees or attached hidden costs.
A Personal loan is a form of credit offered by financial institutions for the borrower’s personal use.
It is an unsecured loan and doesn’t require collateral as security or a guarantor to avail the loan.
*The figures provided in the table are indicative subject to change from time.
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Good Credit Score
Above 21 years of Age
Salaried professional
Resident of India
Valid Bank Account
PAN Card and Voter ID Card/Driving License
Bank Statements for the last three months
Salary Slip for last three months
Personal Loans in Trivandrum Reviews
Your reviews motivate us and help us make our service even better
Vishal Gautam
I was not able to get a personal loan since my CIBIL score was very low. IndiaLends helped me improve my credit health. As my credit score is 750 now, I am planning to apply for a personal loan once again.
5.0
Ram Desai
Based on the customer service, the overall experience with IndiaLends has been great. The security precautions that IndiaLends provides to their customers is definitely, by far, the best I've experience with any lending company till date.
4.0
Sania Singh
I really appreciate their service. As they do what they say. I applied for an unsecured personal loan with IndiaLends and it got disbursed within six days. Though the rate of interest is a bit high, but I guess it is fine when you are in urgent need of a cash.
3.0
Rashee Maggu
I applied for a personal loan at IndiaLends. The process was really swift and satisfactory. I really appreciate their customer service as they do wonderful job in showing right financial path to their customers.
4.0