Personal Loan in Varanasi – Instant & Easy Personal Loan at best Interest Rates.

Personal Loan in
Varanasi

Personal Loans ranging from Rs.25K to Rs.25L with a tenure starting from 6 months.

Apply Personal Loan

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35

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20K

Customers

18

Months in Operations

Personal Loans in Varanasi

If you are resident of Varanasi and looking for a quick solution for all your present financial needs, apply for a Personal loan. It is available at the best interest rates starting from 10.75% without pledging any security. You can get an instant personal loan in a few hours with a minimal documentation. This city has many lenders including top banks and non-banking financial companies (NBFCs) that provide best-in-class personal loans.

Loan Tenure
The loan tenure to apply for a Personal loan in Varanasi starts from 1 year and goes up to 5 year.

Loan amount
The minimum amount is Rs 25000, and the maximum loan amount eligibility is Rs 25 Lakh.

Eligibility criteria to apply for a Personal loan in Varanasi
Age – Minimum age is 21 years, and the maximum is 60 years
Credit Score: You should have a good credit score, 700 or above
Monthly Income requirement: Rs 15,000 per month
Work Experience

Salaried
Employed at the current company for at least 6/12 months

Self-Employed
• Business tenure of at least 3 years (continuous)
• ITR of last 3 years

You can also check your loan eligibility by visiting our website. Moreover, we have an efficient personal loan EMI calculator which will help you to get an idea of how much loan amount you should borrow. Further, you can also benefit from our free credit report service before applying for a loan which gives an in-depth analysis of your credit history.

Documents Required to Get a Personal Loan in Varanasi
Following are the required documents needed before you apply for our Instant personal loans in Varanasi:
• PAN Card
• Identity proof
• Address proof
• Photo
• Net Banking Verification for validating your bank account and salary information

How IndiaLends can help in getting a Personal loan in Varanasi
IndiaLends is a one-stop solution for all your financial needs. We try to provide you with the best services that are hassle-free and quick in processing. For personal loans in Varanasi, we provide you with a comparative analysis of what different banks are offering and help you in picking up the best.
The main benefits of availing of our services are:
• Convenience
• 100% transparency
• Real- time customer support
• We get you the lowest interest rate loan offers from multiple Banks and NBFCs
• Compare offers online
• We handle everything for you ranging from documentation to disbursal.

Our experienced financial team takes care of your credit needs and finds a good personal loan offer for you. We evaluate your profile and match them against the eligibility criteria of various financial institutions. After the careful analysis of available offers, we pick the best.
Instead of visiting a bank, natives of Varanasi can take advantage of the online services of FinTech companies like IndiaLends. Our services are completely free, and you can get some of the best personal loan offers in Varanasi.
A quicker way is to click the “Apply now” button on the top right corner and fill in the online application and supply the soft copies of all the documents. Post all verification checks and loan approval, the loan amount will be disbursed to your account.

Personal Loan: An Overview

A Personal loan is a form of credit offered by financial institutions for the borrower’s personal use.
It is an unsecured loan and doesn’t require collateral as security or a guarantor to avail the loan.

*The figures provided in the table are indicative subject to change from time.

How it Works

A Personal loan is a form of credit offered by financial institutions for the borrower’s personal use.
It is an unsecured loan and doesn’t require collateral as security or a guarantor to avail the loan.

1

Registration

register

Apply online in less than 2 minutes

2

Quick Verification

verification

We will review your application and give you a decision within minutes

3

Loan Disbursal

receive loan

Receive the loan amount within two days.

Find out your customized interest rate for a Personal Loan in Varanasi

A Personal loan is a form of credit offered by financial institutions for the borrower’s personal use.
It is an unsecured loan and doesn’t require collateral as security or a guarantor to avail the loan.

Basic Eligibility Criteria

  • eligibility

    Good Credit Score

  • eligibility

    Above 21 years of Age

  • eligibility

    Salaried professional

  • eligibility

    Resident of India

  • eligibility

    Valid Bank Account

  • eligibility

    PAN Card and Voter ID Card/Driving License

  • eligibility

    Bank Statements for the last three months

  • eligibility

    Salary Slip for last three months

Personal Loans in Varanasi Reviews

Your reviews motivate us and help us make our service even better

    • user
    • Vishal Gautam

      I was not able to get a personal loan since my CIBIL score was very low. IndiaLends helped me improve my credit health. As my credit score is 750 now, I am planning to apply for a personal loan once again.

      5.0

    • user
    • Ram Desai

      Based on the customer service, the overall experience with IndiaLends has been great. The security precautions that IndiaLends provides to their customers is definitely, by far, the best I've experience with any lending company till date.

      4.0

    • user
    • Sania Singh

      I really appreciate their service. As they do what they say. I applied for an unsecured personal loan with IndiaLends and it got disbursed within six days. Though the rate of interest is a bit high, but I guess it is fine when you are in urgent need of a cash.

      3.0

    • user
    • Rashee Maggu

      I applied for a personal loan at IndiaLends. The process was really swift and satisfactory. I really appreciate their customer service as they do wonderful job in showing right financial path to their customers.

      4.0

Frequently Ask Questions

Q. How much can I borrow and for how long?

A. You can get personal loans starting from Rs. 25,000 up to Rs.25 lakhs for 1 to 5 years.

Q. Can I repay my loan early?

A. Yes, you can pre-pay your loan as and when you want.

Q. How does Indialends assess my credit worthiness and how long does this take?

A. Each consumer wishing to borrow on the Indialends portal will need to go through a rigorous verification and credit assessment process. The assessment is based on information collected from various data sources like the application form, credit bureaus, bank statements, pay slips, verification reports, social media, etc. The above process is automated and happens within seconds. Hence, you can get an approval shortly after you submit your application.

Q. Why was my application rejected?

A. The reason your application was rejected was because your credit profile did not match the criteria stipulated in the Indialends policy at the time. However, Indialends might be able to approve your application at a later date, if by then your credit file has improved or there have been changes in the Indialends credit policy.

Q. What is my repayment schedule?

A. Repayment of the loan will happen monthly on an EMI (equated monthly installment) basis where the amount will be calculated based on amortizing balance. One or two of the installments might be different which will depend on the timing of the loan.

Q. What happens in the case of a missed payment or non-payment by a borrower?

A. If the monthly payment for a borrower is delayed for any reason, a penalty fee and penal interest might be charged to the borrower. The borrower’s credit file will also get impacted which will restrict him / her to get credit in the future. Legal action may also be taken against the borrower.

Q. What information is shared with the lenders browsing through the profiles?

A. Lenders will have the ability to view detailed profiles of the borrowers, information like financial information, employment information, etc. The personal information of the borrower remains protected as per our privacy policy.

Q. How do I alter my loan request?

A. Loan requests can only be cancelled prior to loan disbursal. In case you want to make any changes to your request please reach out to support@indialends.com. The support team will help you in making the modifications.

Q. How can I make monthly payments?

A. You can pay your EMIs using electronic transfer of funds, ECS.

Q. How will you disburse the loan amount?

A. Soon after the loan is approved, the funds will be transferred right into your bank account.