Get IFSC and MICR code of Hdfc Bank, Ratnagiri, Maharashtra along with the address and contact numbers
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HDFC0CRATNA(used for RtGS and NEFT transactions)
|Address||SAI COMPLEX, MALNAKA AT POST TAL RATNAGIRI - 415612|
|Branch||RATNAGIRI DIST CENT CO OP BANK LTD|
IFSC Code:HDFC0CRATNA and MICR code: 415803051 for Hdfc Bank located at SAI COMPLEX, MALNAKA AT POST TAL RATNAGIRI - 415612 , Contact number 220497 .Timings: Monday to Friday: 10 AM to 4 PM, Saturday - 10 AM to 4 PM(Except 2nd and 4th Saturday).
Hdfc Bank customers can transfer fund using National Electronic Funds Transfer (NEFT), Real Time Gross Settlement System (RTGS) as well as IMPS platforms. You can use either of these facilities to send money across different banks, different accounts, different states and different cities.
RTGS funds transfer can be used to send amounts of Rs. 1 lakh and above. You can go RTGS transfer through net banking or by walking into any of the branches. You must fill up a Fund Transfer Instruction form which is available at the Hdfc Bank. You need to provide the following information.
RTGS is available for customers to use on weekdays and Saturdays. It will not be available on Sundays and National holidays.
Fees & Charges for RTGS Transaction by Hdfc Bank :
|Amount||Charge(per transaction, excluding taxes)|
|INR 2 lakh(Minimum Amount)|
|Sum between INR 2 lakh to INR 5 lakh||
+ Applied Taxes
|Sum betwwen INR 5 lakh to INR 10 lakh||
+ Applied Taxes
NEFT can be used to transfer smaller amounts of money that do not exceed Rs. 99,999. To use this platform, customers can follow the same procedure as stated for RTGS. Fill up the Fund Transfer Instruction form available at the bank. You will need to furnish the information given below.
Fees & Charges for NEFT Transaction by Hdfc Bank :
|Cash up to INR 10,000||INR 2,50 + Applied Taxes|
|Sum between INR 10,000 and INR 1 lakh||INR 5 + Applied Taxes|
|Sum between INR 1 lakh and INR 2 lakh||INR 15 + Applied Taxes|
|Sum between INR 2 lakh and INR 5 lakh||INR 25 + Applied Taxes|
|Sum between INR 5 lakh and INR 10 lakh||INR 25 + Applied Taxes|
NEFT Transaction timings specified by Hdfc Bank:
|All days except Sundays, 2nd and 4th Saturdays||8:00 AM to 6:30 PM|
HDFC Bank was incorporated in 1994 with its registered office in Mumbai, India. The first corporate HDFC office and full service branch that was established was at Sandoz House, Worli. Today, the banks distribution network has spread to almost 5000 branches, 12,000 ATMs across 2500 cities and towns. It is known for a number of products and services which include- Wholesale banking, retail banking, treasury, auto and two wheeler loans, personal loans and credit cards.