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eg: 25/06/1988

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Credit Score

What is Credit Score?

  1. Many lenders use credit scoring to help them decide whether to offer you credit
  2. Credit score is designed to be a prediction of how likely you are to repay a loan, on time
  3. Your credit score will change over time as your financial circumstances change
  4. For example, paying off a debt could improve your score, while having a court judgment made against you would reduce it
  5. Credit Score ranges from 300 to 900
  6. Those with a higher score are more likely to have their financial application accepted
  7. Lower score means fewer credit opportunities