State wise List of Sahebrao Deshmukh Cooperative Bank Limited IFSC code, MICR code and addresses of all branches in India.
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Sahebrao Deshmukh Cooperative Bank Limited customers can transfer fund using National Electronic Funds Transfer (NEFT), Real Time Gross Settlement System (RTGS) as well as IMPS platforms. You can use either of these facilities to send money across different banks, different accounts, different states and different cities.
RTGS funds transfer can be used to send amounts of Rs. 1 lakh and above. You can go RTGS transfer through net banking or by walking into any of the branches. You must fill up a Fund Transfer Instruction form which is available at the Sahebrao Deshmukh Cooperative Bank Limited. You need to provide the following information.
RTGS is available for customers to use on weekdays and Saturdays. It will not be available on Sundays and National holidays.
Fees & Charges for RTGS Transaction by Sahebrao Deshmukh Cooperative Bank Limited :
|Amount||Charge(per transaction, excluding taxes)|
|INR 2 lakh(Minimum Amount)|
|Sum between INR 2 lakh to INR 5 lakh||
+ Applied Taxes
|Sum betwwen INR 5 lakh to INR 10 lakh||
+ Applied Taxes
NEFT can be used to transfer smaller amounts of money that do not exceed Rs. 99,999. To use this platform, customers can follow the same procedure as stated for RTGS. Fill up the Fund Transfer Instruction form available at the bank. You will need to furnish the information given below.
Fees & Charges for NEFT Transaction by Sahebrao Deshmukh Cooperative Bank Limited :
|Cash up to INR 10,000||INR 2,50 + Applied Taxes|
|Sum between INR 10,000 and INR 1 lakh||INR 5 + Applied Taxes|
|Sum between INR 1 lakh and INR 2 lakh||INR 15 + Applied Taxes|
|Sum between INR 2 lakh and INR 5 lakh||INR 25 + Applied Taxes|
|Sum between INR 5 lakh and INR 10 lakh||INR 25 + Applied Taxes|
NEFT Transaction timings specified by Sahebrao Deshmukh Cooperative Bank Limited:
|All days except Sundays, 2nd and 4th Saturdays||8:00 AM to 6:30 PM|
The Sahebrao Deshmukh Cooperative Bank Limited or SDC Bank Ltd was founded in 1973 and was initially called the Shramik Sahakari Bank Ltd. by late Shri Sahebraoji Deshmukh. After his demise, the shareholders of the bank unanimously voted to change the name of the bank to S.D.C bank. It has been consistently awarded 'A' Grade in Audit rating and has satisfied all norms of RBI. At present, the bank has 14 computerised branches with its head office at Sakinaka.