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District or City wise: South Indian Bank IFSC code, MICR code in Himachal Pradesh
Locate any details of banks branch in India
|Branch Name||IFSC||MICR||Address||City & State|
|SHIMLA||SIBL0000579||GMHR BUILDING, PHASE-3, SECTOR 5, BELOW BCS, NEW SHIMLA||SIMLA - HIMACHAL PRADESH|
South Indian Bank customers can transfer fund using National Electronic Funds Transfer (NEFT), Real Time Gross Settlement System (RTGS) as well as IMPS platforms. You can use either of these facilities to send money across different banks, different accounts, different states and different cities.
RTGS funds transfer can be used to send amounts of Rs. 1 lakh and above. You can go RTGS transfer through net banking or by walking into any of the branches. You must fill up a Fund Transfer Instruction form which is available at the South Indian Bank. You need to provide the following information.
RTGS is available for customers to use on weekdays and Saturdays. It will not be available on Sundays and National holidays.
Fees & Charges for RTGS Transaction by South Indian Bank :
|Amount||Charge(per transaction, excluding taxes)|
|INR 2 lakh(Minimum Amount)|
|Sum between INR 2 lakh to INR 5 lakh||
+ Applied Taxes
|Sum betwwen INR 5 lakh to INR 10 lakh||
+ Applied Taxes
NEFT can be used to transfer smaller amounts of money that do not exceed Rs. 99,999. To use this platform, customers can follow the same procedure as stated for RTGS. Fill up the Fund Transfer Instruction form available at the bank. You will need to furnish the information given below.
Fees & Charges for NEFT Transaction by South Indian Bank :
|Cash up to INR 10,000||INR 2,50 + Applied Taxes|
|Sum between INR 10,000 and INR 1 lakh||INR 5 + Applied Taxes|
|Sum between INR 1 lakh and INR 2 lakh||INR 15 + Applied Taxes|
|Sum between INR 2 lakh and INR 5 lakh||INR 25 + Applied Taxes|
|Sum between INR 5 lakh and INR 10 lakh||INR 25 + Applied Taxes|
NEFT Transaction timings specified by South Indian Bank:
|All days except Sundays, 2nd and 4th Saturdays||8:00 AM to 6:30 PM|
South Indian Bank is headquartered in Thrissur, Kerala and is the 8th largest branch network among private sector banks in India. It was the first Kerala bank to implement core banking system (a service where individuals can access their bank account(s) from any of the member branches). At present, the bank has 852 branches, 4 service branches,56 ext.counters and 20 Regional Offices expanded in more than 27 states and 3 union territories in India.