Indialends, 05 Dec 2025

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Travel Smarter with Credit Cards: Your Ultimate Guide

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World Tourism Day is on top of our heads, it's a great time that we embrace the wanderlust within us. Last year, we launched our #TravelToGrow campaign, where we understood how, regardless of how people experience travel—whether as an opportunity for exploration or to relax and rejuvenate—there are certain values that travel can teach us. It makes us better people when we return home. Continuing the same thought this year, we have curated a list of 6 travel-specific cards that can revolutionize your travel adventures.

American Express® Platinum Travel Credit Card:

Perfect for frequent travellers, it offers attractive travel benefits, complimentary lounge access, and reward points on travel-related expenses.

• Joining Fee: Rs 3500+GST
• Annual Fee: Rs 5000+GST

8 complimentary lounge access every year.

E-gift card up to Rs. 10000 from Taj, Vivanta & SeleQtions Hotels.

Up to 20% on dining on selected partners.

Reward points on all types of spending.

Axis Bank MY Zone Credit Card:

Tailored for the younger generation, it offers cashback on various categories, including dining, travel, and more, making it an ideal choice for budget-conscious travellers.

Joining Fee: Rs 500+GST

Annual Fee: Rs 500+GST

1 complimentary domestic airport lounge access every quarter.

BOGO offer on movie ticket bookings via Paytm Movies.

15% off on dining at partner restaurants.

Axis Bank Vistara Credit Card:

For Vistara Airlines enthusiasts, this card allows you to earn bonus points for flight bookings, complimentary lounge access, and exclusive travel privileges.

Joining Fee: Rs 1500+GST

Annual Fee: Rs 1500+GST

8 complimentary domestic lounge access per year.

Club Vistara Base Membership.

25% discount at restaurants with the Axis Bank EazyDiner Program.

HDFC Bank Millennia Credit Card:

Designed for millennials and offers cashback on various categories, including travel, making it a versatile choice for your trips.

Joining Fee: Rs 1000+GST

Annual Fee: Rs 1000+GST

8 complimentary airport lounge access every year.

Up to 20% discount at partner restaurants

5% cashback on partner online merchants

IDFC Bank First Classic Credit Card:

Cashback on dining and entertainment. A suitable option for those who enjoy exploring local cuisines while travelling.

Joining Fee: NIL

Annual Fee: NIL

16 complimentary Railway lounge access every year.

4 complimentary roadside assistance worth Rs. 1399

25% discount on movies

20% discount on dining

SBI Card ELITE:

Offers exclusive privileges such as complimentary lounge access, travel vouchers, and bonus reward points on travel-related expenses.

Joining Fee: Rs. 4999+GST

Annual Fee: Rs. 4999+GST

Complimentary CV (Club Vistara) Membership

Complimentary Trident Privilege Red Tier membership

8 complimentary domestic airport lounge visits per year.

By choosing the right credit card and using it strategically, you can turn your travels into rewarding experiences that leave you with cherished memories.

Whether planning a weekend getaway or an epic vacation, make your credit card work for you. With the right financial tools at your disposal, there are no limits to the places you can explore and the rewards you can reap.

So, take that dream vacation, and let your credit card be your trusted companion on your journey. Safe travels and happy spending!