Lifetstyle Credit Cards

The Lifestyle credit card is one of the most popular credit cards in India. The card works to enhance the cardholder’s lifestyle choices concerning shopping, dining, food, and so on. The best part about the lifestyle credit cards is availing of cashback as well as exciting gifts and vouchers through the exclusive rewards programs.

Popular Lifestyle Credit Cards of India

1. HDFC Solitaire Credit Card

The HDFC Solitaire Credit Card is designed to meet the lifestyle requirements of women. It offers women customers attractive benefits on their daily spending by providing them with store vouchers for overall spends above a certain minimum amount and reward points on groceries and dining.

Joining Fee- NIL

Annual fee-NIL

Reward Type- Lifestyle

Features of HDFC Solitaire Credit Card

  • Earn up to 3 reward points for every Rs. 150 spent.
  • Get 50% additional Reward Points on grocery & dining spends as part of Accelerated Reward Points Feature
  • Avail of a shopping voucher from ‘Shoppers Stop ‘worth Rs. 1,000, if you spend more than Rs. 75000 in a six-month time frame.
  • You have the power to redeem Reward Points as Cashback against the outstanding amount on your Credit Card (100 Reward Points = Rs. 40).
  • You can redeem your reward points against air miles/air vouchers of leading domestic airlines.

2. RBL Bank Platinum Delight Credit Card

With the delightful title of ‘RBL Bank Platinum Delight Credit Card’, the highlighted credit card must be an absolute delight to behold. And surely, packed with amazing features and friendly benefits, this credit card offering from RBL Bank is a superstar.

Joining Fee – NIL

Annual Fee- 1000

Features of RBL Bank Platinum Delight Credit Card

  • Get 4,000 Reward point on the first swipe (within 60 days of issuance)
  • Earn 2 reward points per Rs.100/- spent on all spends
  • Get fuel surcharge for across all petrol pumps for fuel spends up to Rs.6,000/- every month
  • Double the fun on weekends: Get 4 reward points per Rs.100/- on all spends on Saturday & Sunday
  • Spend Rs.1.5Lac in the year and get a waiver of annual fees

3. American Express platinum reserve Credit Card

The American Express Platinum Reserve Credit Card is popular for offering luxurious benefits in many ways be it is related to dining, travel, health, or other categories. It has everything to live a premium lifestyle.

Joining Fee- Rs 5000+ Applicable taxes

Annual Fee- Rs 10,000+ Applicable Taxes

Features of American Express Platinum Credit Card

  • The sign-up benefit of 11,000 bonus membership reward points.
  • Enjoy Luxury hotel booking privileges at leading resorts and hotels including the Taj Selections’ Vivanta Hotels. T&C Apply.
  • Enjoy free access to American Express lounges at Delhi Airport and other domestic airports. Also, get Priority Pass Membership that enables access to lounges at leading airports worldwide.
  • Enjoy movie or online shopping vouchers worth Rs. 6,000 per year.
  • Golf course membership
  • Fuel Surcharge Waiver

4. IndusInd Bank Platinum Aura Edge Credit Card

It is a premium credit card for your luxurious lifestyle and travel; well-suited to the needs of frequent shoppers as it rewards them for every purchase made on departmental store and grocery spends. The card also provides complimentary lounge access and concierge service. Platinum Aura cardholders are afforded personal attention by the IndusInd Bank team to make every moment in their life memorable.

Joining Fee- Rs 899

Annual Fee- Rs 200

Features of IndusInd Bank Platinum Aura Credit Card

  • Earn a welcome gift from MakeMyTrip
  • Earn up to 4X Reward Points on select merchant categories.
  • EazyDiner offers table reservations in the top 2000 restaurants across 9 Indian cities with a guaranteed meal offer.
  • Get personal assistance for hotel reservations, flight booking, sports, and entertainment booking, and so on.
  • Get Platinum Aura Auto Assistance services in case of a vehicle breakdown or any other emergency.

5. Axis Bank Magnus Credit Card

All those who are traveling freak and lavish spenders must apply for Axis Bank Magnus Credit Card. It offers benefits on spending at the time of dining, traveling, health, and many others. The card is offering entertainment benefits also when you book movie tickets.

Joining Fee- Rs 10,000

Annual Fee- Rs 10,000

Features of Axis Bank Magnus Credit Card

  • Unlimited complimentary domestic airport lounge visits
  • 1 Complimentary domestic flight ticket
  • 8 Complimentary airport Concierge services
  • 12 complimentary international lounge access with Priority Pass
  • Dine out Plus membership: 25% off at five-star restaurants
  • BookMyShow: Buy 1 and get up to Rs.500 off on the 2nd movie/non-movie ticket*
  • 12 Edge points per Rs.200 spent
  • 2X rewards on travel bookings at MakeMyTrip, Yatra

Those who are looking to enhance their lifestyle and indulge themselves in luxury can opt for a Lifestyle Credit Card. It comes with various perks designed for the frequent shopper, frequent flyer and those who dine out regularly can opt for a Lifestyle card.