RBL Insignia Preferred Credit Card

Here we are presenting you a lifetime free credit card of RBIL- Insignia Preferred Banking World Credit Card. It makes you enjoy the world-class experience by offering the best-curated rewards and luxurious holidays. Using this card, you will relish delectable culinary experiences, recreated especially for you.

Features and benefits of RBL Insignia Preferred Banking World Credit Card:

  • Get Priority Pass Membership and 6 free lounge visits around the world in a year.
  • Use the Concierge services for getting a referral or making reservations at Golf courses, hotels, car rental, limousine services, and so on.
  • Free golf rounds in a year with 1 golf lesson each month.
  • Get Rs. 500 off on Movie tickets via BookMyShow every month.
  • Get access to world-class events and concerts. Offers keep on get updated for all the local and international events.
  • Get personalized hospitality and special experiences at partner restaurants. Some partner restaurants are Sassy Spoon Mumbai, House of Mandarin, Pizza Express, and so on.
  • Avail Up to 50% discount on dining at partner restaurants

Reward Scheme program of RBL Insignia Preferred Banking World Credit Card

  • Earn 5 rewards points for every Rs 100 spent domestically
  • Earn 10 Reward Points for every Rs.100 spent internationally

The eligibility criteria of RBL Insignia Preferred Banking World Credit Card

RBL Insignia Preferred Banking World Card is given to RBL Insignia Preferred Banking clients only. To become an Insignia Preferred Banking client customer must meet either one of the below-given criteria:

Must be having a total relationship value of worth Rs. 30 lakh per month. This includes amount deposited in Savings Accounts, Term Deposits, and other Investment Relationships.


Have an Average Monthly Balance of Rs. 10 Lakh or more in a Current Account

The documents required to apply for RBL Insignia Preferred Banking World Credit Card:

  • Address proof – Aadhaar Card, Driving License, Passport, Voter ID, etc.
  • Identity proof –Voter Id/Aadhaar Card/ PAN Card/ Bank statements, Passbook, Pension Book, etc.
  • Income Proof – Bank Statement/ Pay Slip/ Income Tax return
  • Pan Card
  • Passport size photo

RBL Insignia Preferred Credit Card Fee and Charges

Fee Type Amount
Annual Fee/ Joining Fee NIL
Foreign Currency Transaction Mark-up fee 3.50% P
Add-on Card fee NIL
Overlimit fee Rs 600
Late Payment Charges 15% of total amount due (Min Rs. 50 and Max Rs. 1,250)
Finance Charges APR up to 3.99% p.m. (47.88% p.a.)
Surcharges IRCTC Service Charges + Payment Gateway transaction charges (up to 1.8% of ticket amount + IRCTC service charges)
Goods and Services Tax GST is levied on all taxable supplies

How to apply for RBL Credit Cards at our platform

We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:

  • Click here to start the application process.
  • Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
  • Find your preferred RBL credit card from the list and check your eligibility for the same.
  • If eligible, you can complete the online application

Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.