How to Search for Dena Bank & MICR Codes?
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You can find the IFSC and MICR codes for any Dena Bank branch printed on the cheque books issued by the bank. Each cheque book has the IFSC code of the branch from where it has been issued.
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You can find the IFSC or MICR CODE for any branch of Dena Bank via IndiaLends which provides information in a very easy format. All you have to do provide the information such as the bank name, the state and district and the particular branch that you’re looking for. Once you’ve provided that information, the page will immediately display the IFSC and MICR code for the bank that you’ve chosen, along with other relevant information like the address and contact details of the bank.
How do transfer funds using Dena Bank Limited RTGS & NEFT
Dena Bank customers can transfer fund using National Electronic Funds Transfer (NEFT), Real Time Gross Settlement System (RTGS) as well as IMPS platforms. You can use either of these facilities to send money across different banks, different accounts, different states and different cities.
Real Time Gross Settlement System (RTGS):
RTGS funds transfer can be used to send amounts of Rs. 1 lakh and above. You can go RTGS transfer through net banking or by walking into any of the branches. You must fill up a Fund Transfer Instruction form which is available at the Dena Bank. You need to provide the following information.
- Name of the recipient
- Account number and type of account of the recipient
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Bank Name, branch, IFSC code of the recipient
- Transfer amount
- Remark to the receiver
RTGS is available for customers to use on weekdays and Saturdays. It will not be available on Sundays and National holidays.
Fees & Charges for RTGS Transaction by Dena Bank :
| Amount |
Charge(per transaction, excluding taxes) |
| INR 2 lakh(Minimum Amount) |
|
| Sum between INR 2 lakh to INR 5 lakh |
INR 25
+ Applied Taxes
|
| Sum betwwen INR 5 lakh to INR 10 lakh |
INR 50
+ Applied Taxes
|
National Electronic Funds Transfer (NEFT)
NEFT can be used to transfer smaller amounts of money that do not exceed Rs. 99,999. To use this platform, customers can follow the same procedure as stated for RTGS. Fill up the Fund Transfer Instruction form available at the bank. You will need to furnish the information given below.
- Name of the recipient
- Account number and type of account of the recipient
- Bank name, branch, IFSC code of the recipient
- Transfer amount
- Remark to the receiver
Fees & Charges for NEFT Transaction by Dena Bank :
| Transaction Charges |
NEFT |
| Cash up to INR 10,000 |
INR 2,50 + Applied Taxes |
| Sum between INR 10,000 and INR 1 lakh |
INR 5 + Applied Taxes |
| Sum between INR 1 lakh and INR 2 lakh |
INR 15 + Applied Taxes |
| Sum between INR 2 lakh and INR 5 lakh |
INR 25 + Applied Taxes |
| Sum between INR 5 lakh and INR 10 lakh |
INR 25 + Applied Taxes |
NEFT Transaction timings specified by Dena Bank:
| Transaction Timings |
NEFT |
| All days except Sundays, 2nd and 4th Saturdays |
8:00 AM to 6:30 PM |
About Dena Bank
Dena Bank was founded in 1938 by the family of Devkaran Nanjee under the name Devkaran Nanjee Banking Company. After incorporating as a public company in December 1939, the bank adopted a new name “Dena Bank”. At present, the bank is based in Mumbai, India and has more than 1874 branches.
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