IFSC and MICR Code for Esaf Small Finance Bank Limited , Mysore, Karnataka

Get IFSC and MICR code of Esaf Small Finance Bank Limited, Mysore, Karnataka along with the address and contact numbers

Locate any details of banks branch in India

IFSC Details

IFSC CODE

ESMF0001166

(used for RtGS and NEFT transactions)

MICR CODE

Bank ESAF SMALL FINANCE BANK LIMITED
Address GROUND FLOOR,484 ASHOKA ROAD, YSORE, ARNATAKA 570001
District MYSORE
State KARNATAKA
Branch MYSORE
Phone number

IFSC Code:ESMF0001166 and MICR code: for Esaf Small Finance Bank Limited located at GROUND FLOOR,484 ASHOKA ROAD, YSORE, ARNATAKA 570001 , Contact number .Timings: Monday to Friday: 10 AM to 4 PM, Saturday - 10 AM to 4 PM(Except 2nd and 4th Saturday).

How to Search for Esaf Small Finance Bank Limited & MICR Codes?

  • You can find the IFSC and MICR codes for any Esaf Small Finance Bank Limited branch printed on the cheque books issued by the bank. Each cheque book has the IFSC code of the branch from where it has been issued.
  • You can find the IFSC or MICR CODE for any branch of Esaf Small Finance Bank Limited via IndiaLends which provides information in a very easy format. All you have to do provide the information such as the bank name, the state and district and the particular branch that you’re looking for. Once you’ve provided that information, the page will immediately display the IFSC and MICR code for the bank that you’ve chosen, along with other relevant information like the address and contact details of the bank.

How do transfer funds using Esaf Small Finance Bank Limited Limited RTGS & NEFT

Esaf Small Finance Bank Limited customers can transfer fund using National Electronic Funds Transfer (NEFT), Real Time Gross Settlement System (RTGS) as well as IMPS platforms. You can use either of these facilities to send money across different banks, different accounts, different states and different cities.

Real Time Gross Settlement System (RTGS):

RTGS funds transfer can be used to send amounts of Rs. 1 lakh and above. You can go RTGS transfer through net banking or by walking into any of the branches. You must fill up a Fund Transfer Instruction form which is available at the Esaf Small Finance Bank Limited. You need to provide the following information.

  • Name of the recipient
  • Account number and type of account of the recipient
  • Bank Name, branch, IFSC code of the recipient
  • Transfer amount
  • Remark to the receiver

RTGS is available for customers to use on weekdays and Saturdays. It will not be available on Sundays and National holidays.

Fees & Charges for RTGS Transaction by Esaf Small Finance Bank Limited :

Amount Charge(per transaction, excluding taxes)
INR 2 lakh(Minimum Amount)
Sum between INR 2 lakh to INR 5 lakh INR 25
+ Applied Taxes
Sum betwwen INR 5 lakh to INR 10 lakh INR 50
+ Applied Taxes

National Electronic Funds Transfer (NEFT)

NEFT can be used to transfer smaller amounts of money that do not exceed Rs. 99,999. To use this platform, customers can follow the same procedure as stated for RTGS. Fill up the Fund Transfer Instruction form available at the bank. You will need to furnish the information given below.

  • Name of the recipient
  • Account number and type of account of the recipient
  • Bank name, branch, IFSC code of the recipient
  • Transfer amount
  • Remark to the receiver

Fees & Charges for NEFT Transaction by Esaf Small Finance Bank Limited :

Transaction Charges NEFT
Cash up to INR 10,000 INR 2,50 + Applied Taxes
Sum between INR 10,000 and INR 1 lakh INR 5 + Applied Taxes
Sum between INR 1 lakh and INR 2 lakh INR 15 + Applied Taxes
Sum between INR 2 lakh and INR 5 lakh INR 25 + Applied Taxes
Sum between INR 5 lakh and INR 10 lakh INR 25 + Applied Taxes

NEFT Transaction timings specified by Esaf Small Finance Bank Limited:

Transaction Timings NEFT
All days except Sundays, 2nd and 4th Saturdays 8:00 AM to 6:30 PM

About Esaf Small Finance Bank Limited

ESAF Small Finance Bank was formerly known ESAF Microfinance. It is an Indian small finance bank that provides banking services and small loans to its customers. Earlier, it was a non-banking finance company and microfinance institution, licensed by the Reserve Bank of India. It was headquartered in Thrissur city of Kerala. The ESAF started its operations as an NGO in 1992. In 1995, it started lending to become the first microfinance company in Kerala.

Other IFSC related articles: