Himachal Pradesh State Cooperative Bank Ltd , Himachal Pradesh Bilaspur IFSC

Branch wise list of Himachal Pradesh State Cooperative Bank Ltd, Bilaspur IFSC code and MICR code in Himachal Pradesh along with branch details

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How to Search for Himachal Pradesh State Cooperative Bank Ltd & MICR Codes?

  • You can find the IFSC and MICR codes for any Himachal Pradesh State Cooperative Bank Ltd branch printed on the cheque books issued by the bank. Each cheque book has the IFSC code of the branch from where it has been issued.
  • You can find the IFSC or MICR CODE for any branch of Himachal Pradesh State Cooperative Bank Ltd via IndiaLends which provides information in a very easy format. All you have to do provide the information such as the bank name, the state and district and the particular branch that you’re looking for. Once you’ve provided that information, the page will immediately display the IFSC and MICR code for the bank that you’ve chosen, along with other relevant information like the address and contact details of the bank.

How do transfer funds using Himachal Pradesh State Cooperative Bank Ltd Limited RTGS & NEFT

Himachal Pradesh State Cooperative Bank Ltd customers can transfer fund using National Electronic Funds Transfer (NEFT), Real Time Gross Settlement System (RTGS) as well as IMPS platforms. You can use either of these facilities to send money across different banks, different accounts, different states and different cities.

Real Time Gross Settlement System (RTGS):

RTGS funds transfer can be used to send amounts of Rs. 1 lakh and above. You can go RTGS transfer through net banking or by walking into any of the branches. You must fill up a Fund Transfer Instruction form which is available at the Himachal Pradesh State Cooperative Bank Ltd. You need to provide the following information.

  • Name of the recipient
  • Account number and type of account of the recipient
  • Bank Name, branch, IFSC code of the recipient
  • Transfer amount
  • Remark to the receiver

RTGS is available for customers to use on weekdays and Saturdays. It will not be available on Sundays and National holidays.

Fees & Charges for RTGS Transaction by Himachal Pradesh State Cooperative Bank Ltd :

Amount Charge(per transaction, excluding taxes)
INR 2 lakh(Minimum Amount)
Sum between INR 2 lakh to INR 5 lakh INR 25
+ Applied Taxes
Sum betwwen INR 5 lakh to INR 10 lakh INR 50
+ Applied Taxes

National Electronic Funds Transfer (NEFT)

NEFT can be used to transfer smaller amounts of money that do not exceed Rs. 99,999. To use this platform, customers can follow the same procedure as stated for RTGS. Fill up the Fund Transfer Instruction form available at the bank. You will need to furnish the information given below.

  • Name of the recipient
  • Account number and type of account of the recipient
  • Bank name, branch, IFSC code of the recipient
  • Transfer amount
  • Remark to the receiver

Fees & Charges for NEFT Transaction by Himachal Pradesh State Cooperative Bank Ltd :

Transaction Charges NEFT
Cash up to INR 10,000 INR 2,50 + Applied Taxes
Sum between INR 10,000 and INR 1 lakh INR 5 + Applied Taxes
Sum between INR 1 lakh and INR 2 lakh INR 15 + Applied Taxes
Sum between INR 2 lakh and INR 5 lakh INR 25 + Applied Taxes
Sum between INR 5 lakh and INR 10 lakh INR 25 + Applied Taxes

NEFT Transaction timings specified by Himachal Pradesh State Cooperative Bank Ltd:

Transaction Timings NEFT
All days except Sundays, 2nd and 4th Saturdays 8:00 AM to 6:30 PM

About Himachal Pradesh State Cooperative Bank Ltd

The Himachal Pradesh Co-operative Bank serves the people of the State of Himachal Pradesh through its well spread network of 190 branches including New Subzi Mandi, Azadpur,New Delhi for the benefit horticulturists of the State. H.P.S.C.B. is playing a major role in development in Co-operative in the State and that of a Co-operative Bank in 6 districts

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