IFSC and MICR Code for Idukki District Co Operative Bank Ltd , Idukki, Kerala

Get IFSC and MICR code of Idukki District Co Operative Bank Ltd, Idukki, Kerala along with the address and contact numbers

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IFSC Details

IFSC CODE

IDUK0000021

(used for RtGS and NEFT transactions)

MICR CODE

685818009

Bank IDUKKI DISTRICT CO OPERATIVE BANK LTD
Address KARIMKUNNAM BRANCH, ARIMKUNNAM P.O, IN 685 586
District IDUKKI
State KERALA
Branch KARIMKUNNAM
Phone number 8547800121

IFSC Code:IDUK0000021 and MICR code: 685818009 for Idukki District Co Operative Bank Ltd located at KARIMKUNNAM BRANCH, ARIMKUNNAM P.O, IN 685 586 , Contact number 8547800121 .Timings: Monday to Friday: 10 AM to 4 PM, Saturday - 10 AM to 4 PM(Except 2nd and 4th Saturday).

How to Search for Idukki District Co Operative Bank Ltd & MICR Codes?

  • You can find the IFSC and MICR codes for any Idukki District Co Operative Bank Ltd branch printed on the cheque books issued by the bank. Each cheque book has the IFSC code of the branch from where it has been issued.
  • You can find the IFSC or MICR CODE for any branch of Idukki District Co Operative Bank Ltd via IndiaLends which provides information in a very easy format. All you have to do provide the information such as the bank name, the state and district and the particular branch that you’re looking for. Once you’ve provided that information, the page will immediately display the IFSC and MICR code for the bank that you’ve chosen, along with other relevant information like the address and contact details of the bank.

How do transfer funds using Idukki District Co Operative Bank Ltd Limited RTGS & NEFT

Idukki District Co Operative Bank Ltd customers can transfer fund using National Electronic Funds Transfer (NEFT), Real Time Gross Settlement System (RTGS) as well as IMPS platforms. You can use either of these facilities to send money across different banks, different accounts, different states and different cities.

Real Time Gross Settlement System (RTGS):

RTGS funds transfer can be used to send amounts of Rs. 1 lakh and above. You can go RTGS transfer through net banking or by walking into any of the branches. You must fill up a Fund Transfer Instruction form which is available at the Idukki District Co Operative Bank Ltd. You need to provide the following information.

  • Name of the recipient
  • Account number and type of account of the recipient
  • Bank Name, branch, IFSC code of the recipient
  • Transfer amount
  • Remark to the receiver

RTGS is available for customers to use on weekdays and Saturdays. It will not be available on Sundays and National holidays.

Fees & Charges for RTGS Transaction by Idukki District Co Operative Bank Ltd :

Amount Charge(per transaction, excluding taxes)
INR 2 lakh(Minimum Amount)
Sum between INR 2 lakh to INR 5 lakh INR 25
+ Applied Taxes
Sum betwwen INR 5 lakh to INR 10 lakh INR 50
+ Applied Taxes

National Electronic Funds Transfer (NEFT)

NEFT can be used to transfer smaller amounts of money that do not exceed Rs. 99,999. To use this platform, customers can follow the same procedure as stated for RTGS. Fill up the Fund Transfer Instruction form available at the bank. You will need to furnish the information given below.

  • Name of the recipient
  • Account number and type of account of the recipient
  • Bank name, branch, IFSC code of the recipient
  • Transfer amount
  • Remark to the receiver

Fees & Charges for NEFT Transaction by Idukki District Co Operative Bank Ltd :

Transaction Charges NEFT
Cash up to INR 10,000 INR 2,50 + Applied Taxes
Sum between INR 10,000 and INR 1 lakh INR 5 + Applied Taxes
Sum between INR 1 lakh and INR 2 lakh INR 15 + Applied Taxes
Sum between INR 2 lakh and INR 5 lakh INR 25 + Applied Taxes
Sum between INR 5 lakh and INR 10 lakh INR 25 + Applied Taxes

NEFT Transaction timings specified by Idukki District Co Operative Bank Ltd:

Transaction Timings NEFT
All days except Sundays, 2nd and 4th Saturdays 8:00 AM to 6:30 PM

About Idukki District Co Operative Bank Ltd

Started in the year 1973 with just 34 employees, Idukki District Cooperative Bank is today over 38 years old and has around 315 employees and 46 branches. The bank is especially known for never facing a loss since it started operation. This bank was selected by NABARD as the best District Cooperative Bank in Kerala in 1996-97. Popularly known as the bank of the rural people, it offers various banking products such as loans and deposits.

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