IFSC and MICR Code for Indian Bank , Chennai, Tamil Nadu

Get IFSC and MICR code of Indian Bank, Chennai, Tamil Nadu along with the address and contact numbers

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IFSC Details

IFSC CODE

IDIB000S004

(used for RtGS and NEFT transactions)

MICR CODE

600019053

Bank INDIAN BANK
Address NO 1 ABDUL RAZAK STSAIDAPET 600015
District CHENNAI
State TAMIL NADU
Branch SAIDAPET
Phone number

IFSC Code:IDIB000S004 and MICR code: 600019053 for Indian Bank located at NO 1 ABDUL RAZAK STSAIDAPET 600015 , Contact number .Timings: Monday to Friday: 10 AM to 4 PM, Saturday - 10 AM to 4 PM(Except 2nd and 4th Saturday).

How to Search for Indian Bank & MICR Codes?

  • You can find the IFSC and MICR codes for any Indian Bank branch printed on the cheque books issued by the bank. Each cheque book has the IFSC code of the branch from where it has been issued.
  • You can find the IFSC or MICR CODE for any branch of Indian Bank via IndiaLends which provides information in a very easy format. All you have to do provide the information such as the bank name, the state and district and the particular branch that you’re looking for. Once you’ve provided that information, the page will immediately display the IFSC and MICR code for the bank that you’ve chosen, along with other relevant information like the address and contact details of the bank.

How do transfer funds using Indian Bank Limited RTGS & NEFT

Indian Bank customers can transfer fund using National Electronic Funds Transfer (NEFT), Real Time Gross Settlement System (RTGS) as well as IMPS platforms. You can use either of these facilities to send money across different banks, different accounts, different states and different cities.

Real Time Gross Settlement System (RTGS):

RTGS funds transfer can be used to send amounts of Rs. 1 lakh and above. You can go RTGS transfer through net banking or by walking into any of the branches. You must fill up a Fund Transfer Instruction form which is available at the Indian Bank. You need to provide the following information.

  • Name of the recipient
  • Account number and type of account of the recipient
  • Bank Name, branch, IFSC code of the recipient
  • Transfer amount
  • Remark to the receiver

RTGS is available for customers to use on weekdays and Saturdays. It will not be available on Sundays and National holidays.

Fees & Charges for RTGS Transaction by Indian Bank :

Amount Charge(per transaction, excluding taxes)
INR 2 lakh(Minimum Amount)
Sum between INR 2 lakh to INR 5 lakh INR 25
+ Applied Taxes
Sum betwwen INR 5 lakh to INR 10 lakh INR 50
+ Applied Taxes

National Electronic Funds Transfer (NEFT)

NEFT can be used to transfer smaller amounts of money that do not exceed Rs. 99,999. To use this platform, customers can follow the same procedure as stated for RTGS. Fill up the Fund Transfer Instruction form available at the bank. You will need to furnish the information given below.

  • Name of the recipient
  • Account number and type of account of the recipient
  • Bank name, branch, IFSC code of the recipient
  • Transfer amount
  • Remark to the receiver

Fees & Charges for NEFT Transaction by Indian Bank :

Transaction Charges NEFT
Cash up to INR 10,000 INR 2,50 + Applied Taxes
Sum between INR 10,000 and INR 1 lakh INR 5 + Applied Taxes
Sum between INR 1 lakh and INR 2 lakh INR 15 + Applied Taxes
Sum between INR 2 lakh and INR 5 lakh INR 25 + Applied Taxes
Sum between INR 5 lakh and INR 10 lakh INR 25 + Applied Taxes

NEFT Transaction timings specified by Indian Bank:

Transaction Timings NEFT
All days except Sundays, 2nd and 4th Saturdays 8:00 AM to 6:30 PM

About Indian Bank

Indian Bank is a government-owned bank which was established in 1907. Headquartered in Chennai, India, the bank is one of the few in the world who are certified with ISO27001:2013 standard. At present, the bank has 2836 branches in India and is one of the top performing banks in India with 20,924 employees. Moreover, it has 227 overseas banks in 75 countries including Columbia and Singapore which includes a foreign banking unit at Columbia and Jaffna.

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